3D Secure Payment Authentication Market Dynamics - 2021 to 2031
3D 安全支付认证市场规模预计将从 2023 年的 13 亿美元增长到 2031 年的 34.8 亿美元;预计从 2023 年到 2031 年,复合年增长率将达到 13.1%。由于当前的 3D 安全支付认证市场趋势及其在预测期内可预见的影响,3D 安全支付认证市场具有增长前景。由于支付欺诈的增加和电子商务行业的迅猛发展,3D 安全支付认证市场正在增长。
3D 安全支付认证市场分析
3D 安全支付认证是一种认证方法,它为在线支付交易提供了额外的认证层,以防止欺诈行为。这可能涉及输入密码或在手机上接收特殊代码。3D 安全支付认证有助于防止欺诈并使交易更安全。 3D 安全支付认证被网上零售商和银行广泛用于保护买家和卖家免受未经授权的交易。
3D 安全支付认证市场行业概览
- 3D 安全支付认证可保障网上购物安全。随着越来越多的企业和客户希望获得额外的欺诈保护,3D 安全支付认证行业正在快速发展。
- 提供 3D 安全解决方案的公司需求旺盛,因为它们有助于确保网上交易的安全。随着网上购物的持续增长,预计 3D 安全市场也将继续增长。
3D 安全支付认证市场驱动因素
支付欺诈行为增多推动 3D 安全支付认证市场
- 支付欺诈行为激增已成为企业和消费者的一大担忧。随着网上交易的持续增长,欺诈者正在利用支付系统中的漏洞,导致未经授权的交易和身份盗用增加。随着人们越来越多地采用和偏爱在线交易,银行面临着更高的网络威胁风险。欺诈数量正在快速增长。例如,根据 PayU 的数据,2021 年至 2025 年期间,在线支付欺诈造成的损失将超过 2060 亿美元。此外,根据同一消息来源,商家每月遭遇的欺诈攻击数量平均同比增长 9%。
- 为了应对日益增多的支付欺诈,越来越多的企业采用 3D Secure 支付认证解决方案。3D Secure 要求持卡人通过输入密码或通过短信或电子邮件接收一次性代码等方式验证其身份,从而为在线支付增加了一层额外的安全保障。此额外步骤有助于验证进行交易的人是否是合法持卡人,从而降低欺诈活动的风险。
- 因此,支付欺诈的增加将推动 3D 安全支付认证市场的增长。
3D 安全支付认证市场报告细分分析
- 根据组件,3D 安全支付认证市场细分为访问控制服务器、商家插件和其他。商家插件部分预计将在 2023 年占据相当大的 3D 安全支付认证市场份额。
- 商家插件促进 3DS 交易并防止商家进行信用卡欺诈。商家插件允许商家将其在线支付处理平台或网站与 3DS 协议集成,以方便对持卡人和交易进行身份验证。
按地区划分的 3D 安全支付认证市场份额分析
3D 安全支付认证市场范围主要分为五个区域 - 北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据 3D 安全支付认证市场份额的很大一部分。随着越来越多的人在线购物,北美的企业将安全性放在首位,以防止欺诈。此外,北美拥有大量 3D 安全支付认证提供商。北美一些主要的 3D 安全支付认证提供商包括 Broadcom Inc.、Mastercard Incorporated、RSA Security LLC 和 Visa Inc 等。
3D 安全支付认证市场报告范围
“3D 安全支付认证市场分析”基于组件、应用和地理位置进行。根据组件,市场细分为访问控制服务器、商家插件等。根据应用,市场细分为银行和商家及支付网关。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。
3D 安全支付认证市场新闻和最新发展
公司在 3D 安全支付认证市场中采用并购等无机和有机策略。以下列出了一些近期的关键市场发展:
- 2023 年 2 月,PayU 宣布为印度商家推出 3D Secure 2.0 SDK 身份验证服务。3DS 2.0 SDK 可降低延迟并将结帐时间缩短 40%。
[来源:PayU,新闻稿]
- 2023 年 7 月,PayTabs Group 宣布与 Modirum 达成战略协议。两家公司的联盟旨在为沙特阿拉伯王国的 PayTabs 商家、银行和处理器提供灵活、强大且具有成本效益的 EMV 3D 安全认证解决方案。
[来源:PayTabs Group,新闻稿]
3D 安全支付认证市场报告覆盖范围和交付成果
3D 安全支付认证市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“3D 安全支付认证市场规模和预测(2021 年和 2031 年)”对市场进行了详细的分析,涵盖以下领域-
- 范围内涵盖的所有关键细分市场的全球、区域和国家/地区规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机会。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析,涵盖关键市场趋势、关键参与者、法规和最近的市场发展。
- 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
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Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
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North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.