意外死亡保险市场战略、顶级参与者、增长机会、2031 年分析和预测

  • Report Code : TIPRE00039073
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Accidental Death Insurance Market Size Analysis and Forecast 2031

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意外身故保险市场规模及趋势

意外身故保险市场规模预计将从2023年的713.4亿美元增长到2031年的1115.6亿美元;预计 2023 年至 2031 年复合年增长率为 5.7%。

意外身故保险市场分析

随着人们的全球流动性增强,对提供跨国界保险的意外死亡保险的需求呈增长趋势。经常旅行者、外籍人士和从事全球商业活动的个人寻求无论身在何处都能提供无缝保护的保险解决方案。保险公司正在适应这一趋势,提供覆盖全球的产品或与全球保险公司合作以生成全面的解决方案。在众多地区提供无缝覆盖的能力提高了意外身故保险对不同地域风险的个人的应用。

意外身故保险 行业概览< /p>

  • 随着保险科技业务的增加,保险业正在经历现代化浪潮。在意外身故保险市场,保险公司正在利用数字平台重组购买流程、改善客户体验并提供创新产品。
  • 移动应用和在线平台等数字分销渠道为消费者提供高效便捷的方式购买、探索和管理意外死亡保险单。
  • 保险公司还整合智能合约和区块链等开发技术,以提高透明度、减少欺诈并加快索赔处理速度。保险价值链的数字化有助于提高可及性和可负担性,使意外死亡保险对更广泛的人群更具吸引力。

意外死亡保险市场驱动力

技术整合和数据分析推动市场增长

  • 在数字化发展阶段,技术在重构保险市场中发挥着至关重要的作用。保险业格局如此,意外身故保险市场也不例外。保险公司正在逐步利用数据分析和人工智能 (AI) 等创新技术来实现承保流程现代化、改进风险评估并提高整体运营效率。
  • 数据分析使保险公司能够评估大量信息,从而实现更精确的风险分析和量身定制的定价。预测建模有助于识别不断变化的趋势并提高承保标准,从而有助于改善风险管理。此外,技术可以实现无缝的客户沟通,使投保人能够通过易于理解的移动应用程序和在线平台访问数据、提交索赔信息并管理其保单。
  • 技术的结合不仅可以增强客户体验,还可以使保险公司能够适应更有效地应对波动的风险形势。随着技术的不断发展,意外身故保险市场的客户参与度和风险评估方面的进一步创新预计将在预测期内得到推动。

意外身故保险 市场报告细分分析

  • 根据应用,意外身故保险市场分为企业和个人。 2023 年,个人险种在意外身故保险市场中占有重要份额。
  • 在意外身故保险市场中,个人险种和企业险种之间的主导地位受到每个类别的排他性要求和首要地位的影响。目前,个人细分市场由于其广泛的消费基础以及对个人货币保护重要性的广泛认识而趋于主导市场。在意识增强和对人身安全的渴望的推动下,消费者积极寻求意外身故保险,以保护家人免受意外悲剧的影响。
  • 然而,企业细分市场的重要性日益凸显,特别是当企业认识到为个人提供财务保护的重要性时。他们的劳动力。企业保险政策通常包括意外死亡保险作为员工福利计划的一部分,补贴企业部门的增长。对员工福利的重视,结合部分行业的监管要求,进一步推动了意外身故保险在企业领域的接受度。

意外身故保险 市场区域分析

意外死亡保险市场报告的范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。北美正在快速增长,预计到 2022 年将占据显着的意外死亡保险市场份额。北美在意外死亡保险市场中占据主导地位的原因有很多,反映了该地区的金融、人口和治理特征。尤其是美国,在这一霸主地位中发挥着根本性作用。该地区成熟而稳健的保险业务,加上个人较高的保险意识,占据了巨大的市场份额。

美国人口多元化、人口众多,生活水平较高,推动了该地区的发展。需要财务保护。随着个人寻求为自己及其家人提供全面的保险,财务规划和风险缓解的文化导致了保险产品的广泛采用,包括意外死亡保险。此外,北美(尤其是美国)的治理环境为保险流程提供了有利且稳定的框架。严格的监管保障了消费者的保护,增强了对保险业的信任,吸引了消费者和保险公司积极参与市场。技术发展、强劲的经济和风险管理实践进一步推动了北美在意外身故保险市场的主导地位,使其成为意外身故保险市场蓬勃发展的中心。

意外身故保险 市场报告范围

“意外身故保险市场分析”是根据类型、应用、分销渠道和地理位置进行的。从类型来看,市场分为人身伤害索赔、道路交通事故、工作场所事故和通用可充值卡。在应用方面,市场分为企业和个人。按分销渠道划分,市场分为直销、银保、代理、电商、经纪等。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

报告属性

详细信息

2023年市场规模

美元 713.4亿

2031 年市场规模

美元 1115.6亿

全球复合年增长率(2023-2031)

5.7%

实际数据

< strong>2021 年 – 2023 年

预测期间

2024年  2031

< span>报告覆盖范围

市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

涵盖的细分市场

按类型(人身伤害索赔、道路交通事故、工作场所事故等);按申请(企业和个人);按分销渠道(直销、银行保险、代理机构、电子商务、经纪商);和地理

覆盖地区

北美、欧洲、亚太地区、南美洲、MEA

涵盖的国家/地区< /p>

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

市场领导者和主要公司简介

< /td>

Allianz SE、Assicurazioni Generali SpA、中国人寿保险股份有限公司、MetLife Inc.、中国平安保险股份有限公司、AXA SA、住友人寿保险公司、Aegon Life保险有限公司、第一生命保险有限公司、Aviva plc

 

意外身故保险 市场新闻及最新动态

公司在意外身故保险市场上采取并购等无机和有机策略。下面列出了最近的一些关键市场发展:

 

  • 2024 年 1 月,MSIG Insurance 推出了一项新的综合个人意外保险 PA Recovery Plus,旨在保障处于多个生命阶段的个体。如果发生永久性残疾或意外死亡,PA RecoveryPlus 通过赔付确保财务安全。承保范围涵盖重要福利,包括日常住院收入和医疗费用报销,以及替代治疗。

(来源:MSIG 保险,公司网站)

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意外身故保险 市场报告覆盖范围和风险可交付成果

市场报告《意外身故保险市场规模及预测(2021年-2031年)》提供了对以下领域市场的详细分析-

  • 市场规模&对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和近期发展。
  • 详细的公司简介。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the global accidental death insurance market?

Increasing investments in the accidental insurance market and high adoption in the personal segment are the major factors that propel the global accidental death insurance market.

What is the estimated market size for the global accidental death insurance market in 2023?

The global accidental death insurance market was estimated to be US$ 71.34 billion in 2023 and is expected to grow at a CAGR of 5.7% during the forecast period 2023 - 2031.

What are the future trends of the global accidental death insurance market?

Digital advancements in the accidental death insurance market to play a significant role in the global accidental death insurance market in the coming years.

Which are the key players holding the major market share of the accidental death insurance market?

The key players holding majority shares in the global accidental death insurance market are Aviva PLC, Allianz SE, MetLife Inc. , AXA SA, Aegon Life Insurance Company Limited

What will be the market size of the global accidental death insurance market by 2031?

The global accidental death insurance market is expected to reach US$ 111.56 billion by 2031.

  • Allianz SE
  • Assicurazioni Generali SpA
  • China Life Insurance Company Limited
  • MetLife Inc.
  • Ping An Insurance Company of China Ltd.
  • AXA SA
  • Sumitomo Life Insurance Company
  • Aegon Life Insurance Company Limited
  • Dai-ichi Life Insurance Company Limited
  • Aviva plc

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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