汽车保险市场战略中的人工智能、顶级参与者、增长机会、2027 年分析和预测

  • Report Code : TIPRE00006900
  • Category : Technology, Media and Telecommunications
  • Status : Published
  • No. of Pages : 140
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AI in Auto Insurance Market Share, Size | Statistics Report 2027

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[研究报告] 2018 年汽车保险市场人工智能规模达 10.4756 亿美元,预计2019 年至 2027 年预测期内复合年增长率为 20.5%。

 

云端人工智能解决方案在各种业务功能中的渗透率逐渐高于本地解决方案,预计将推动汽车保险行业人工智能应用的增长。本地人工智能解决方案有时很复杂、昂贵,企业内部难以构建。由于对基础设施和技术专长的巨大需求,并不是每一家中型企业,甚至某种程度上大型企业都认为投资内部开发和部署人工智能技术是可行的。

当今云平台的先进功能和不断发展的架构正在推动包括保险在内的每个垂直行业采用基于云的解决方案。低初始投资、复杂的云和托管模型、高级功能和按需变化是推动保险公司采用云解决方案的一些主要因素。投资云解决方案不仅有助于公司扩大运营规模,还可以增强成本和生产力控制。除了这些因素之外,每个组织的业务需求都不同,因此,他们需要定制的解决方案,而使用基于云的解决方案来满足这些特定需求被认为是全球大多数公司的最佳业务模式。预计所有这些因素将在 2019 年至 2027 年的预测期内推动汽车保险市场对基于云的人工智能解决方案的需求。

 

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汽车保险市场中的人工智能:

汽车保险市场中的人工智能
  • AI in Auto Insurance Market
    复合年增长率(2018 - 2027)
    20.5%
  • 2018 年市场规模
    10.5 亿美元
  • 2027 年市场规模
    54.6 亿美元

市场动态

增长动力
  • 財政部
  • 財政部
  • 財政部
未来的趋势
  • 財政部
  • 財政部
  • 財政部
机会
  • 財政部
  • 財政部
  • 財政部

关键人物;主力;重要一员

  •  
  • 蚂蚁金融服务集团
  • CCC 信息服务公司
  • 索取天才
  • Clearcover 公司
  • GEICO 公司
  • ICICI 伦巴第
  • 微软公司
  • 诺托
  • 进步伤亡保险公司

区域概况

AI in Auto Insurance Market
  • 北美
  • 欧洲
  • 亚太
  • 南美洲和中美洲
  • 中东和非洲

市场细分

AI in Auto Insurance Market祭品
  • 基于使用情况的保险
  • 按需保险
  • 点对点保险
AI in Auto Insurance Market应用
  • 索赔评估
  • 聊天机器人
  • 政策定价
  • 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。

 

市场洞察

 

 

人工智能的最新趋势和应用推动未来增长

 

随着电动汽车和自动驾驶汽车领域的技术进步,全球汽车行业正在经历一场变革。随着安全功能和无人驾驶技术的不断增加,预计未来几年汽车保险行业可能会大幅萎缩。汽车保险行业为全球保险业贡献了很大一部分,对于汽车保险公司来说,专注于产品和服务创新对于在 2019 年至 2027 年的预测期内保持利润至关重要。在少数技术趋势中,人工智能可以通过将技术整合到他们目前的产品和服务组合中来帮助保险公司和经纪人获利。这些主要趋势包括行为保单定价、客户体验和保险范围的个性化以及定制索赔结算。随着物联网 (IoT) 设备的数量不断增加,客户也各不相同,提供个性化服务的机会正在快速增长。行为保单定价利用这些物联网传感器在定价平台中收集的个人数据。这为遵守安全指示的驾驶员带来了优势,因为他们需要支付更少的汽车保险费,这也称为基于使用情况的保险。借助聊天机器人,人工智能还可以根据与客户的地理位置、社交媒体、在线购物和其他因素相关的数据为客户提供无缝购买体验。定制保险或按需保险是另一项好处,通过该保险,客户可以获得针对某些特定事件/项目的定制保险。借助虚拟理赔员和在线界面,人工智能可帮助客户更快、更有效地解决索赔。人工智能的所有这些优势也有助于减少欺诈事件。因此,随着人工智能在汽车保险行业的各种功能和即将到来的应用,预计汽车保险市场的人工智能将在 2019 年至 2027 年的预测期内实现巨大增长。

 

提供市场洞察

 

汽车保险市场中的人工智能按产品分为基于使用情况的保险、按需保险和点对点保险。人工智能刺激包括经纪人、保单持有人和保险公司在内的各方群体节省开支,融入保险行业现有的转型。Cuvva、Trov 和 Metromile 是一些负责处理完整保险购买流程的公司。

 

汽车保险市场中的人工智能报告范围

报告属性细节
2018 年市场规模10.5亿美元
2027 年市场规模54.6亿美元
全球复合年增长率(2018 - 2027)20.5%
历史数据2016-2017
预测期2019-2027
涵盖的领域按奉献
  • 基于使用情况的保险
  • 按需保险
  • 点对点保险
按应用
  • 索赔评估
  • 聊天机器人
  • 政策定价
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  •  
  • 蚂蚁金融服务集团
  • CCC 信息服务公司
  • 索取天才
  • Clearcover 公司
  • GEICO 公司
  • ICICI 伦巴第
  • 微软公司
  • 诺托
  • 进步伤亡保险公司
  • 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。

 

 

应用市场洞察

 

全球汽车保险市场中的人工智能已根据应用细分为索赔评估、保单定价和聊天机器人。互联网功能的高度普及推动了先进技术的发展,从而节省了各方的时间和成本。

保险行业内的人工智能已经取代了传统的索赔管理流程,使其变得更快、更好,错误最少。新的索赔管理流程支持保险公司通过以最佳方式优化技术来实现更好的索赔管理。创新的索赔评估流程有助于提供第一时间通知的实时问答服务,在自动化损害评估流程的同时预先评估索赔,预测索赔量模式,借助丰富的数据分析自动检测索赔欺诈,并增强损失分析。在索赔管理流程中采用人工智能和机器学习有可能使保险公司和保险公司都受益,显著节省处理成本和时间,并显著提高服务质量。

 

全球汽车保险领域人工智能:

 

 

汽车保险市场中的人工智能 – 按产品分类

 

  • 基于使用情况的保险
  • 按需保险
  • 点对点保险

 

汽车保险市场中的人工智能 – 按应用

 

  • 索赔评估
  • 聊天机器人
  • 政策定价

 

汽车保险市场的人工智能——按地区划分

 

  • 北美

    • 我们
    • 加拿大
    • 墨西哥
  • 欧洲

    • 法国
    • 德国
    • 意大利
    • 西班牙
    • 英国
    • 欧洲其他地区
  • 亚太地区 (APAC)

    • 澳大利亚
    • 中国
    • 印度
    • 日本
    • 亚太地区其他地区
  • 中东和非洲 (MEA)

    • 沙特阿拉伯
    • 阿联酋
    • 南非
    • MEA 其他地区
  • 南美洲 (SAM)

    • 巴西
    • SAM 其余部分

 

公司

 

  • 蚂蚁金融服务集团有限公司
  • CCC 信息服务公司
  • 索取 Genius Inc.
  • Clearcover 公司
  • 微软公司
  • 政府雇员保险公司
  • ICICI 伦巴第普通保险有限公司。
  • Nauto 公司
  • Solaria Labs(利宝互助保险)
  • 进步公司
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

The List of Companies

  1. ANT Financial Services Group
  2. CCC Information Services Inc.
  3. Claim Genius
  4. Clearcover, Inc.
  5. GEICO Corporation
  6. ICICI Lombard
  7. Microsoft Corporation
  8. Nauto
  9. Progressive Casualty Insurance Company
  10. Solaria Labs.

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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