预计 ATM 市场规模将从 2018 年的 184.4 亿美元增长至 2027 年的 441.8 亿美元,复合年增长率为 10.4%。
由于美国、加拿大、意大利和中国等新兴国家和发达国家的银行业对自动化的需求不断增加,ATM 市场正在不断增长。此外,在过去的几十年里,全球银行业取得了重大技术发展,例如物联网数据分析、数字融合、生物识别和网络安全的整合,所有这些都推动了ATM 市场的扩张。除了现金提取和支票账户开立外,ATM 还允许消费者开立或提取定期存款、充值电话账单、缴纳所得税以及申请个人贷款,从而增加了便利性。
预计 ATM 市场将随着数字融合、物联网数据分析集成、生物识别和网络安全等技术改进而发展。在技术先进的 ATM 中加入指纹、生物识别和双重身份验证等增强的安全方法可提供额外的保护,这有望有助于防止欺诈并促进 ATM 的接受。推动北美 ATM 行业发展的一个重要方面是对无卡 ATM 交易的需求日益增长。与业务合作伙伴的长期关系有望提高收入,而新的创新技术有望帮助 ATM 供应商在市场上达到新的水平。不断增长的银行基础设施和不断增加的现场 ATM 数量以提高客户满意度可能会推动 ATM 市场的增长。
定制此报告以满足您的需求
您可以免费定制任何报告,包括本报告的部分内容、国家级分析、Excel 数据包,以及为初创企业和大学提供优惠和折扣
- 获取此报告的关键市场趋势。这个免费样品将包括数据分析,从市场趋势到估计和预测。
现金流动的便捷性、交易收益的不断增加、取款的快速性以及线上线下购物的实用性都推动了全球 ATM 的使用。由于存在大量未开发的潜力,亚太、中东和非洲目前正展现出强劲的发展潜力。亚太和中东的 ATM 市场预计将受益于这些地区的经济增长和对创新型交互式机器不断增长的需求。
ATM市场洞察
视频银行技术有望蓬勃发展
视频银行是银行业的一项新兴技术,银行和信用合作社等金融机构可以通过远程视频协作会议与其会员或客户进行面对面交易。客户或会员可以随时随地使用个人设备(如智能手机)加入在线视频会议。世界各地的多家银行都参与实施 ATM 视频技术,客户可以使用高清视频聊天技术与全方位服务的银行家联系。视频银行技术用户友好且易于操作;客户可以触摸 ATM 屏幕选择现场柜员选项。现场柜员将出现在屏幕上,协助客户进行现金或支票存款、账户取款、贷款支付和转账。启用视频银行技术的机器不需要借记卡或 PIN;人们可以安全地从视频柜员机 (VTM) 取款。由于它将客户与银行代表面对面连接,因此可以实施安全问题和照片识别的方法进行个人验证。
基于部署的市场洞察
自动柜员机 (ATM) 使客户无需银行代表的帮助即可完成交易。如今,ATM 用于多种银行业务,例如现金提取、现金存款、账单支付和银行对账单获取。世界上部署的各种类型的 ATM 包括棕色标签 ATM、白色标签 ATM 和银行拥有的 ATM。按部署情况来看,2018 年 ATM 市场由棕色标签部分领先。
ATM 市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响 ATM 市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的 ATM 市场细分和地理位置。
- 获取 ATM 市场的区域特定数据
ATM 市场报告范围
报告属性 | 细节 |
---|---|
2018 年市场规模 | 184.4亿美元 |
2027 年市场规模 | 441.8亿美元 |
全球复合年增长率(2018 - 2027) | 10.4% |
史料 | 2016-2017 |
预测期 | 2019-2027 |
涵盖的领域 | 按部署
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
市场参与者密度:了解其对商业动态的影响
ATM 市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在 ATM 市场运营的主要公司有:
- CMS 信息系统
- 迪堡尼克斯多夫股份有限公司
- Euronet Worldwide, Inc.
- 广电运通银行设备有限公司
- 广州市金泰尔科技有限公司
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 获取 ATM 市场顶级关键参与者概览
基于类型的市场洞察
自动柜员机允许消费者使用借记卡或信用卡进行基本交易。它是一种处理资金并执行现金存款、现金取款和资金转账等功能的系统。该机器包括读卡器、自动取款机和显示屏,相关账户余额信息通过显示屏发送给用户。与传统的银行柜员机相比,当今的 ATM(如智能 ATM)是一种快速、方便和自助的替代方案,可实现顺畅的金融交易。按类型划分,ATM 市场由自动取款机部分主导。
ATM 市场参与者采用合并、收购和市场计划等策略来维持其市场地位。以下列出了一些主要参与者的发展:
- 2020 年 10 月,NCR 公司宣布推出 NCR Activate Enterprise NextGen,这是 NCR 的下一代 ATM 软件平台,使银行能够以简单的方式部署非接触式技术和视频柜员协作等客户体验。
- 2020 年,Diebold Nixdorf 签署了一份合同,为沙特阿拉伯最大的银行提供 1,800 台 ATM,为埃及的新客户提供 500 台 ATM。两家公司还注重加强其机器,以抵御任何可能的欺诈或入侵威胁。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
The List of Companies
- CMS Infosystem
- Diebold Nixdorf, Incorporated
- Euronet Worldwide, Inc.
- GRG Banking Equipment Co. Ltd.
- Guangzhou KingTeller Technology Co., Ltd.
- Hitachi-Omron Terminal Solutions, Corp.
- NCR Corporation
- Triton Systems
- HESS Cash Systems GmbH & Co.
- Fujitsu Limited
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.