汽车使用保险市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPAT100001345
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
Buy Now

预计到 2031 年,汽车使用保险市场规模将从 2023 年的 521 亿美元增至 2408 亿美元。预计 2023-2031 年市场复合年增长率将达到 21.1%。先进的远程信息处理技术增强了对 UBI 的需求,而各种保险费是推动汽车使用保险市场发展的关键因素之一。

基于汽车使用情况的保险市场分析

随着远程信息处理行业的不断发展及其在汽车行业的快速应用,保险公司、汽车制造商、设备 OEM 和远程信息处理解决方案提供商之间正在建立新的合作伙伴关系。这些合作伙伴关系旨在利用新兴的数据驱动技术。年轻人最常采用基于汽车使用情况的保险,因为他们更熟悉技术,也愿意享受较低的保费。在意大利和美国市场,UBI 面向各种驾驶员。此外,认知度一直是增长的障碍,特别是在英国市场,UBI 主要针对车队市场以及年轻驾驶员。然而,随着 UBI 参与者推出的奖励计划越来越多,市场正在见证巨大的吸引力。随着联网汽车和 ADAS 行业的不断增长,预计在不久的将来,所有新车都将配备预装的远程信息处理设备。这一增长预计将推动基于汽车使用情况的保险市场。

汽车使用保险市场概览

在当前的汽车保险行业中,UBI 或远程信息处理保险处于起步阶段,因为很少有国家大量采用该技术。汽车保险公司越来越多地与远程信息处理公司合作,以在当前市场情况下以及未来扩大其远程信息处理保险或 UBI 细分市场。此外,在全球汽车使用保险市场运营的多家公司不断采取主动措施,以各种有吸引力的政策和技术吸引消费者。市场高度分散,因为该行业被全球几家知名公司和新兴公司所占据。从投资情况来看,在发展中国家和发达国家运营的保险公司和远程信息处理公司正在获得大量投资,这有助于市场在近期见证上升趋势。一些国家的政府正在简化其保险立法,这是推动市场发展的另一个因素。

定制此报告以满足您的需求

您可以免费定制任何报告,包括本报告的部分内容、国家级分析、Excel 数据包,以及为初创企业和大学提供优惠和折扣

基于汽车使用情况的保险市场:

Automotive Usage Based Insurance Market
  • 获取此报告的关键市场趋势。
    这个免费样品将包括数据分析,从市场趋势到估计和预测。

汽车使用保险市场驱动因素和机遇

采用移动即服务 (MaaS)

过去几年以来,消费者对城际和市内交通的行为已经发生了变化。全球相当一部分旅行者不再愿意为了避开交通拥堵而开车出行。这导致了发达国家和发展中国家出现了各种其他交通方式,例如汽车共享和叫车服务。这些方式被称为出行即服务,因为消费者从第三方服务提供商那里获得车辆和司机。出行即服务旨在通过不同的交通方式为消费者提供端到端的交通,从而充分利用该地区现有的交通基础设施。MaaS 在消费者中越来越受欢迎,这导致第三方服务提供商采购更多车辆以提升客户体验。这一因素也增加了全球服务提供商的数量;一些著名的出行即服务提供商包括 Uber、Lyft、Zipcar、Car2go、Beeline Singapore、UbiGo AB 和 Smile Mobility 等。

加强车联网公司与保险公司之间的合作

多年来,美国、意大利和英国等国家的汽车使用保险市场日趋成熟。提供远程信息处理保险的保险公司不断利用各种因素来增强解决方案并为客户提供更好的方案。全球汽车使用保险市场的一个重要趋势是远程信息处理和保险公司之间的合作伙伴关系不断增加。这些合作伙伴关系正在扩大各个经济体的使用保险生态系统,预计未来几年市场规模也将扩大。保险公司和远程信息处理公司之间的一些重要合作伙伴关系包括:

  • 2022 年 11 月,福特与人工智能汽车数据服务和管理平台 CerebrumX Lab Inc. 合作。此次合作旨在将福特联网汽车数据纳入其针对保险公司的基于使用情况的保险计划。
  • 2022 年 11 月,Wejo Group Limited 与福特汽车公司签署了一项协议。该协议旨在向美国各地的消费者扩大端到端保险服务。
  • 2022 年 2 月,福特与 State Farm 公司合作。此次合作旨在为拥有符合条件的联网汽车的福特和林肯车主开发基于使用情况的保险产品。

除了上述合作伙伴关系外,全球其他几家保险公司、远程信息处理公司和汽车 OEM 也在不断合作,以推动 UBI 市场的发展。这种在汽车使用保险市场生态系统中增加合作伙伴关系的做法预计将帮助汽车使用保险市场在未来几年内飙升。此外,远程信息处理公司对全球发展中地区的汽车行业感兴趣,这也推动了全球汽车使用保险市场的收入增长。

基于汽车使用情况的保险市场报告细分分析

有助于得出基于汽车使用情况的保险市场分析的关键部分是所配备的技术以及保单类型。

  • 根据所采用的技术,汽车使用保险市场分为智能手机、黑匣子、加密狗和其他。加密狗部分在 2023 年占据了更大的市场份额。
  • 根据保单类型,汽车使用保险市场分为按驾驶付费 (PAYD) 和按驾驶付费 (PHYD)。PHYD 部分在 2023 年占据了更大的市场份额。

汽车使用保险市场份额按地区分析

汽车使用保险市场报告的地理范围主要分为五个地区:北美、欧洲、亚太、中东和非洲、南美。

2023 年,北美占据了汽车使用保险市场的主导地位。北美地区包括美国、加拿大和墨西哥。北美在全球汽车使用保险市场的主导地位是由于该国拥有大量汽车 OEM、远程信息处理和保险公司。此外,该国采用新技术和解决方案的趋势也很高,这促使居民选择远程信息处理保险。此外,该地区是全球移动即服务的先驱之一,多年来,MaaS 市场在该地区得到了广泛的推动,并不断呈现上升趋势。

此外,由于个人可支配收入较高,该国购买新车的模式较高。随着汽车数量的增加,美国的一些相关技术和解决方案也在迅速增加。这些因素对美国汽车使用保险市场的增长产生了积极影响。

 

基于汽车使用情况的保险市场区域洞察

Insight Partners 的分析师已详细解释了预测期内影响汽车使用保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的汽车使用保险市场细分和地理位置。

Automotive Usage Based Insurance Market
  • 获取汽车使用保险市场的区域特定数据

汽车使用保险市场报告范围

报告属性细节
2023 年的市场规模521亿美元
2031 年市场规模2408亿美元
全球复合年增长率(2023 - 2031)21.1%
史料2021-2022
预测期2023-2031
涵盖的领域按技术配备
  • 智能手机
  • 黑匣子
  • 加密狗
按政策类型
  • 按里程付费
  • 按驾驶方式付费
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  • 好事达保险公司
  • 安盛集团
  • 安联
  • Metromile 公司
  • 英吉尼服务有限公司
  • 利宝互助保险公司
  • Octo Telematics 公司
  • Sierra Wireless 公司
  • TomTom Telematics 公司
  • 沃达丰汽车

市场参与者密度:了解其对商业动态的影响

汽车使用保险市场正在快速增长,这得益于终端用户需求的不断增长,这些需求源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者需求,并利用新兴趋势,从而进一步推动市场增长。

市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。

在汽车使用情况保险市场运营的主要公司有:

  1. 好事达保险公司
  2. 安盛集团
  3. 安联
  4. Metromile 公司
  5. 英吉尼服务有限公司
  6. 利宝互助保险公司

免责声明上面列出的公司没有按照任何特定顺序排列。


Automotive Usage Based Insurance Market

 

  • 了解汽车使用保险市场的主要参与者概况

汽车使用保险市场新闻和最新发展

汽车使用保险市场通过收集一手和二手研究后的定性和定量数据进行评估,其中包括重要的公司出版物、协会数据和数据库。以下是汽车使用保险市场的发展和战略列表:

  • 2022 年 1 月,Otonomo 与奥迪合作。此次合作旨在试行消费者服务,包括按里程付费保险、一般车辆状态和首次损失通知等。
  • 2021 年 9 月,LexisNexis Risk Solutions 与福特汽车公司签署了一项协议,该协议旨在确保美国汽车保险公司能够通过 LexisNexis Telematics Exchange 获取福特联网汽车的数据。

基于汽车使用情况的保险市场报告范围和交付成果

“基于汽车使用情况的保险市场规模和预测(2021-2031 年)”报告对市场进行了详细分析,涵盖以下领域:

  • 范围内所有主要细分市场的全球、区域和国家层面的市场规模和预测
  • 市场动态,如驱动因素、限制因素和关键机遇
  • 未来主要趋势
  • 详细的波特五力分析
  • 全球和区域市场分析涵盖关键市场趋势、主要参与者、法规和最新市场发展
  • 行业格局和竞争分析,涵盖市场集中度、热点图分析、知名参与者和最新发展
  • 带有 SWOT 分析的详细公司简介
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..   
Your data will never be shared with third parties, however, we may send you information from time to time about our products that may be of interest to you. By submitting your details, you agree to be contacted by us. You may contact us at any time to opt-out.


Buy Now  

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.