无卡 ATM 市场规模预计将从 2023 年的 23.8 亿美元增长至到 2031 年,无现金 ATM 的市场规模将达到 52.8 亿;预计从 2023 年到 2031 年,其复合年增长率将达到 10.5%。数字化转型也对银行业产生了积极影响。银行业正在采用技术来提高消费者的可访问性和便利性。在这个方向上,全球各地的银行越来越多地引入移动平台、数字银行和生物识别身份验证,为消费者提供更好、更易访问的解决方案。随着这些发展的到来,无现金 ATM 市场份额也在全球范围内激增。
无卡ATM市场分析
无卡 ATM 市场预测是根据各种二手和一手研究结果(如主要公司出版物、协会数据和数据库)估算得出的。数字技术改变了银行业,提高了效率和可访问性。虽然金融技术减少了频繁现金交易的需求,但也使消费者在需要时更容易获得现金。无卡 ATM 允许客户使用智能手机的银行应用程序完成 ATM 交易。如果忘记借记卡或想减少消费者触摸 ATM 屏幕的次数,这是一种从银行账户中提取资金的简单方法。这是推动全球无卡 ATM 市场增长的主要因素之一。
无卡ATM
行业概览
- 无卡 ATM 账户通过消除对实体卡的需求、简化交易流程和提供移动银行服务来提高安全性。随着越来越多的人使用正规金融服务,银行业越来越关注无卡 ATM 账户。
- 使用实体卡的 ATM 会遭遇盗窃、丢失和未经授权的访问等问题,凸显了对新解决方案的需求。
- 无卡 ATM 账户使用移动银行应用程序和生物识别身份验证,为实体卡提供了一种更安全的替代方案。高级身份验证机制可提高安全性并降低与使用实体卡相关的风险。
- 无卡 ATM 账户因其交易流程更快、使用更方便而广受欢迎。移动设备无需实体卡即可提供安全的交易授权,从而提高了银行服务的可访问性。
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无卡 ATM 市场驱动因素
全球移动银行的兴起推动无卡 ATM 市场的发展
- 随着疫情后数字银行和在线交易的蓬勃发展,人们对 ATM 的依赖减少了。随着全球无现金经济的日益兴起,ATM 的应用受到质疑。这促使银行业和 ATM 提供商重新考虑这项技术,并推动他们向消费者提供无现金 ATM。
- 无卡 ATM 被视为银行业的“下一个大趋势”。美国银行和大通等主要机构已经实施了无卡 ATM。Unbound Commerce 的 Wilson Kerr 表示:“随着生物识别技术改进和确保智能手机访问措施的安全,无卡 ATM 等创新将成为常态。”
- 在最新的进展中,无卡 ATM 中的二维码正在以前所未有的速度扩张。
- 这些无卡 ATM 安装起来更容易,维护成本也更低。2021 年 12 月,全球数字银行和支付平台提供商之一 CR2 今天宣布,它已为当今非洲大陆最先进的银行之一提供了这种零接触 ATM 现金提取解决方案。无现金 ATM 吸引了更成熟的移动银行用户,这一直在推动无卡 ATM 市场的增长。
无卡ATM
市场报告细分分析
- 根据技术,无卡 ATM 市场报告分为近场通信 (NFC)、快速响应 (QR) 码和生物特征验证。
- 预计近场通信 (NFC) 领域将在 2023 年占据无卡 ATM 市场的很大份额。当用户在 ATM 上用移动设备轻触非接触式符号时,近场通信(NFC) 会启动手机的数字钱包应用程序。在应用程序屏幕上,用户可以选择想要使用的卡并输入 PIN 来完成 ATM 交易。
无卡ATM
按地区划分的市场分析
无卡 ATM 市场报告的范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据无卡 ATM 市场的很大份额。该地区显著的经济发展和移动银行技术的日益普及正在推动该地区无卡 ATM 的采用。根据 Fortunly 2023 年的统计数据,89% 的美国银行账户持有人使用移动银行进行账户管理。
无卡ATM
无卡 ATM 市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响无卡 ATM 市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的无卡 ATM 市场细分和地理位置。
- 获取无卡 ATM 市场的区域特定数据
无卡 ATM 市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 23.8亿美元 |
2031 年市场规模 | 52.8亿美元 |
全球复合年增长率(2023 - 2031) | 10.5% |
史料 | 2021-2023 |
预测期 | 2023-2031 |
涵盖的领域 | 按应用
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
无卡 ATM 市场参与者密度:了解其对业务动态的影响
无卡 ATM 市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在无卡 ATM 市场运营的主要公司有:
- 花旗集团
- 摩根大通公司
- 富国银行
- NCR 公司
- 富士通
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 获取无卡 ATM 市场顶级关键参与者概述
“无卡ATM市场分析”根据类型、技术、应用和地理位置进行调查。就类型而言,市场分为现场 ATM、场外 ATM 和其他 ATM。根据技术,无卡 ATM 市场分为近场通信 (NFC)、快速响应 (QR) 码和生物特征验证。根据应用,无卡 ATM 市场分为银行和零售。根据地理位置,市场分为北美、欧洲、亚太地区、中东和非洲以及南美。
无卡ATM
市场新闻和最新动态
在无卡 ATM 市场,各公司采用并购等无机和有机战略。以下列出了一些近期的关键市场发展:
- 2016 年 6 月,美国银行周四宣布,已在圣安东尼奥推出 19 台 ATM,允许用户使用智能手机提取现金。客户可以使用存储在智能手机上的数字借记卡在无卡 ATM 上进行转账和查询余额。
[来源:美国银行,公司网站]
- 2020 年 9 月,汇丰银行内部开发了人工智能技术,以优化其 ATM 机的现金充值操作,这些操作目前已外包给第三方承包商。该技术已在该银行位于香港的 1,200 台 ATM 机网络上成功测试。实施“iCash”人工智能技术后,ATM 机充值次数减少了 15%,因此该银行节省了高达 100 万美元。
[来源:汇丰控股有限公司,公司网站]
无卡ATM
市场报告范围及交付成果
市场报告《无卡 ATM 市场规模和预测(2021-2031 年)》提供了详细的市场分析,涵盖以下领域:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
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Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
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Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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Frequently Asked Questions
The key players holding majority shares in the global cardless ATM market are Citigroup Inc.; JPMorgan Chase & Co.; Wells Fargo; NCR Corporation; and Barclays Bank PLC.
The global cardless ATM market is expected to reach US$ 5.28 billion by 2031.
The global cardless ATM market was estimated to be US$ 2.38 billion in 2023 and is expected to grow at a CAGR of 10.5% during the forecast period 2023 - 2031.
Integration with AI technologies is impacting the cardless ATM, which is anticipated to bring new cardless ATM market trends in the coming years.
The rise in mobile banking across the globe, rising digitalization in banking operations, and rise in user convenience offerings are the major factors that propel the global cardless ATM market.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
- Citigroup Inc.
- JPMorgan Chase & Co.
- Wells Fargo
- NCR Corporation
- Fujitsu
- Barclays Bank PLC.
- HSBC Bank A.S.
- GRG Banking
- Bank of America
- PNC Bank
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.