商业保险市场规模预计将从 2023 年的 8702 亿美元增长到 2031 年的 15177 亿美元;预计 2024 年至 2031 年的复合年增长率为 7.2%。全球房地产价值的上涨和自然灾害的发生影响着商业保险市场。此外,国内外业务的扩张是商业保险市场的重要驱动力。
商业保险
市场分析
商业地产价值的不断增长和自然灾害的频繁发生是推动商业保险市场的重要因素。随着房地产价值的上升,企业需要足够的保险来保护其资产。此外,自然灾害的发生率不断上升,也凸显了对财产损失和业务中断的保险需求。
商业保险
行业概览
- 商业保险,又称企业保险,是一种旨在保护企业免受正常业务运营中可能发生的各种风险和损失的保险。它为诉讼、事故、自然灾害、财产损失和责任索赔等意外事件提供财务保障。
- 商业保险对企业至关重要,因为它有助于保护企业的运营、资产和财务状况。它为企业提供安全保障,防止意外事件导致重大财务损失甚至倒闭。
- 通过适当的商业保险保障,企业可以降低风险、遵守法律要求并在知道自己受到保护的情况下感到安心。
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商业保险
市场驱动因素和机遇
大量保险提供商推动商业保险
市场增长
- 商业保险市场的增长主要源于企业数量的增加和业务保障范围的扩大。这种增长导致保险提供商之间的竞争激烈,从而为各种规模的企业提供了广泛的保障范围。
- 众多保险公司的存在也改善了市场状况,为不同企业提供了量身定制的保险政策。此外,企业主现在更倾向于根据市场上提供的一致保费费率购买商业保险。这一因素极大地促进了商业保险市场的快速扩张。
- 根据标普全球市场情报公司最近的排名,State Farm Mutual Automobile Insurance Co. 是全球最大的财产和意外险保险公司。State Farm 的直接保费收入高达 775.9 亿美元,已成为该行业的领导者。
商业保险
市场报告细分分析
- 根据企业规模,商业保险市场预测细分为大型企业和中小企业。
- 预计大型企业细分市场将在 2023 年占据相当大的商业保险市场份额。大型企业细分市场的增长可以归因于大型企业风险意识的增强。随着这些公司扩大业务并面临日益复杂的风险,他们正在积极寻求全面的保险解决方案。这些解决方案旨在保护其宝贵资产,保持不间断的业务运营,并将潜在损失降至最低。作为回应,保险提供商正在定制保单以满足这些大型企业的特定需求。这种定制方法正在推动该细分市场的增长,因为它满足了大公司独特的风险管理要求。
- 此外,监管合规在推动大型企业细分市场方面发挥着至关重要的作用。大型企业通常面临复杂的监管要求,这要求它们获得全面的保险保障以减轻潜在的财务责任,这预计将带来新的商业保险市场趋势。
商业保险
按地区划分的市场份额分析
商业保险市场报告的范围主要分为五个地区——北美、欧洲、亚太、中东和非洲以及南美。亚太地区正在经历快速增长,预计到 2023 年将占据商业保险市场的显著份额。推动亚太市场增长的一个关键因素是经济的快速发展。随着该地区各国继续经历强劲的经济增长,企业正在扩大业务,从而对综合保险覆盖的需求增加。城市化进程的扩大是推动亚太地区商业保险市场增长的另一个因素。随着城市的发展和人口向城市地区的集中,企业面临着独特的风险和挑战。这让人们更加意识到风险管理的重要性和保险保障的必要性。
商业保险
商业保险市场区域洞察
Insight Partners 的分析师已详细解释了预测期内影响商业保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的商业保险市场细分和地理位置。
- 获取商业保险市场的区域具体数据
商业保险市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 8702亿美元 |
2031 年市场规模 | 15177亿美元 |
全球复合年增长率(2024 - 2031) | 7.2% |
史料 | 2022-2024 |
预测期 | 2024-2031 |
涵盖的领域 | 按垂直行业
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
商业保险市场参与者密度:了解其对业务动态的影响
商业保险市场正在快速增长,这得益于终端用户需求的不断增长,这些需求源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在商业保险市场运营的主要公司有:
- 怡安集团
- 直连保险集团有限公司
- 美国国际集团
- 韦莱韬悦
- 安联
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 了解商业保险市场顶级关键参与者概况
《商业保险市场分析》根据类型、分销渠道、企业规模、行业垂直和地理位置进行调查。根据类型,市场细分为商业汽车保险、商业财产保险、责任保险、海上保险等。根据分销渠道,市场细分为代理商和经纪人、直接响应和其他。根据企业规模,市场细分为大型企业和中小型企业。根据行业垂直,市场细分为制造业、建筑业、IT 和电信、医疗保健、能源和公用事业、运输和物流等。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。
商业保险
市场新闻和最新动态
商业保险市场中,各公司采取并购等无机和有机战略。以下列出了一些近期的关键市场发展:
- 2023 年 4 月,美国国际集团 (AIG) 和 Stone Point 达成最终协议,成立一家专注于服务高净值市场的管理总代理机构 (MG)。Stone Point 是一家专门从事全球金融服务投资的私募股权公司,将与 AIG 合作,利用其专业知识并增强针对高净值和超高净值细分市场的产品供应。此次战略合作将使 AIG 能够利用这家新企业的优势,并提供量身定制的卓越解决方案,以满足富裕个人和家庭的独特需求。
[来源:美国国际集团(AIG),公司网站]
- 2023 年 12 月,全球知名专业服务公司 Aon plc 最近宣布签署最终协议,收购 NFP,后者是一家领先的中端市场财产和意外险经纪、福利咨询、财富管理和退休计划咨询服务提供商。此次收购将由 NFP 的主要资本赞助商 Madison Dearborn Partners (MDP) 旗下的基金以及 HPS Investment Partners 旗下的基金进行。
[来源:怡安集团,公司网站]
商业保险
市场报告范围及交付成果
《商业保险市场规模和预测(2021-2031 年)》市场报告对以下领域进行了详细的市场分析:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者、最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
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Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
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to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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to country scope.
Frequently Asked Questions
The global commercial insurance market is expected to reach US$ 1517.7 billion by 2031.
The commercial insurance industry has experienced significant growth in recent years, primarily driven by the increasing number of businesses, and the expansion of business coverage options are the major factors that propel the global commercial insurance market.
The key players holding majority shares in the global commercial insurance market are AON PLC, Direct Line Insurance Group Plc, American International Group, Inc., Willis Towers Watson, and Allianz.
Crowdfunding and new investment platforms are impacting commercial insurance, which is anticipated to play a significant role in the global commercial insurance market in the coming years.
The commercial insurance market size is expected to grow from US$ 870.2 billion in 2023 to US$ 1517.7 billion by 2031; it is anticipated to expand at a CAGR of 7.2% from 2024 to 2031.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
- AON PLC
- Direct Line Insurance Group Plc
- American International Group, Inc.
- Willis Towers Watson
- Allianz
- AXA
- Aviva
- Chubb
- Zurich
- Marsh Llc
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.