商业保险市场基于(主要地区、市场参与者、规模和份额)- 预测至 2031 年

  • Report Code : TIPRE00039090
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Commercial Insurance Market Size and Forecast to 2031

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商业保险 市场规模及趋势

商业保险市场规模预计将从2023年的8702亿美元增长到2031年的15177亿美元;预计2024年至2031年复合年增长率为7.2%。 全球范围内不断上涨的财产价值和自然灾害的发生影响着商业保险市场。此外,国内和国际业务的扩张是商业保险市场的重要推动力。

商业保险 市场分析

商业地产价值的不断增加和自然灾害的频繁发生是推动商业保险市场的重要因素。随着财产价值的上升,企业需要足够的保险来保护其资产。此外,自然灾害的不断发生强调了针对财产损失和业务中断购买保险的必要性。

商业保险 行业概况

  • 商业保险,又称商业保险,是一种旨在保护企业免受正常业务运营过程中可能发生的各种风险和损失的保险。它针对诉讼、事故、自然灾害、财产损失和责任索赔等意外事件提供财务保护。
  • 商业保险对企业至关重要,因为它有助于保护企业的运营、资产和财务状况。它提供了一个安全网,防止可能导致重大财务损失甚至企业倒闭的意外事件。
  • 通过购买适当的商业保险,企业可以降低风险,遵守法律要求,并因知道自己受到保护而安心。

商业保险 市场驱动因素和机会< /strong>

大量保险提供商推动商业保险 市场增长< /strong>

 

  • 商业保险市场的增长主要是由业务数量的增加和业务覆盖范围的扩大推动的。这种增长导致保险提供商之间的激烈竞争,为各种规模的企业提供了广泛的保险选择。
  • 众多保险提供商的可用性也通过提供针对不同业务需求的各种保险政策而改善了市场状况。此外,企业主现在更倾向于根据市场提供的一致保费率选择商业保险。这一因素极大地促进了商业保险市场的快速扩张。
  • 根据标准普尔全球市场情报公司最近的排名,国农互助汽车保险公司位居第一。全球最大的财产和意外伤害保险公司。 State Farm 的直接保费高达 775.9 亿美元,已成为行业领先者。

商业保险 市场报告细分分析

  • 根据企业规模,将商业保险市场预测分为大型企业和中小企业。
  • 预计到2023年,大型企业细分市场将占据相当大的商业保险市场份额。大型企业细分市场的增长可归因于大型企业风险意识的增强。随着这些公司业务规模不断扩大,风险日益复杂,他们正在积极寻求全面的保险解决方案。这些解决方案旨在保护他们的宝贵资产,维持不间断的业务运营,并最大限度地减少潜在损失。作为回应,保险公司正在制定政策来满足这些大型企业的特定需求。这种定制方法正在推动该细分市场的增长,因为它满足了大公司独特的风险管理要求。
  • 此外,监管合规性在推动大型企业发展方面发挥着至关重要的作用。大型企业往往面临复杂的监管要求,要求其获得全面的保险保障以减轻潜在的金融负债,这有望带来新的商业保险市场趋势。

商业保险 按地域划分的市场份额分析

范围商业保险市场报告主要分为五个地区——北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。亚太地区正在经历快速增长,预计到 2023 年将占据重要的商业保险市场份额。推动亚太市场增长的关键因素之一是经济的快速发展。随着该地区国家经济持续强劲增长,企业不断扩大业务,导致对综合保险的需求增加。不断扩大的城市化是推动亚太地区商业保险市场增长的另一个因素。随着城市的发展和人口向城市地区的集中,企业面临着独特的风险和挑战。这使人们更加认识到风险管理的重要性和保险保护的必要性。

商业保险 市场报告范围

“商业保险市场分析”是根据类型、分销渠道、企业规模、行业垂直和地理位置进行的。根据类型,市场分为商业车险、商业财产保险、责任保险、海上保险等。根据分销渠道,市场分为代理商和分销商。经纪人、直接响应等。根据企业规模,市场分为大型企业和中小企业。根据行业垂直方向,市场分为 制造、建筑、IT 和建筑业。电信、医疗保健、能源和公用事业、交通和物流等。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲、南美洲。

 

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北美、欧洲、亚太地区、南美、中东和非洲

报告属性

< span>详情

2023年市场规模

8702亿美元

2031 年市场规模

15177 亿美元

全球复合年增长率(2024-2031)

< p>7.2%

实际数据

2021  2023

预测时期

2024年  2031年

>

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和预测趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

细分市场

类型(商业车险、商业财产险、责任险、海上险等);分销渠道(代理商和经纪人、直接响应等);企业规模(中小企业、大型企业);垂直行业(制造、建筑、IT 和电信、医疗保健、能源和公用事业、运输和物流等);和地理

区域覆盖范围

国家/地区覆盖范围

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国、沙特阿拉伯;阿联酋;南非;巴西;阿根廷

市场领导者和主要公司简介

 

AON PLC、Direct Line Insurance Group Plc、American International Group, Inc.、Willis Towers Watson、Allianz、AXA、Aviva 、丘博、苏黎世和达信有限公司

 

商业保险 市场新闻及最新动态

公司采用并购等无机和有机策略在商业保险市场。下面列出了最近的一些关键市场动态: 

  • 2023 年 4 月,美国国际集团公司 (AIG)与 Stone Point 达成最终协议,建立一个专注于服务高净值市场的管理总代理机构 (MG)。 Stone Point 是一家专注于全球金融服务投资的私募股权公司,将与 AIG 合作,利用其专业知识并增强针对高净值和超高净值细分市场的产品供应。此次战略合作将使 AIG 能够利用这家新企业的优势,提供量身定制的卓越解决方案,以满足富裕个人和家庭的独特需求。

[资料来源:美国国际集团公司 (AIG),公司网站]

  • 2023 年 12 月,全球知名专业服务公司怡安集团 (Aon plc) 最近宣布签署最终协议,收购 NFP。NFP 是一家领先的中间市场财产和意外伤害经纪、福利咨询、财富管理和退休计划咨询服务提供商。此次收购将由与 NFP 主要资本赞助商 Madison Dearborn Partners (MDP) 相关的基金以及与 HPS Investment Partners 相关的基金进行。

[资料来源:Aon plc, Company网站]

商业保险 市场报告覆盖范围和内容可交付成果

关于“商业保险市场规模及预测(2021年-2031年)”的市场报告,提供了涵盖以下领域的市场的详细分析-

  • 市场规模和市场规模对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来主要趋势。
  • 详细的 PEST 和防治措施。 SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、主要参与者、法规和最新市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、主要参与者、最新发展。
  • 详细的公司简介。
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

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to country scope.

Frequently Asked Questions


What will be the market size of the global commercial insurance market by 2031?

The global commercial insurance market is expected to reach US$ 1517.7 billion by 2031.

What are the driving factors impacting the global commercial insurance market?

The commercial insurance industry has experienced significant growth in recent years, primarily driven by the increasing number of businesses, and the expansion of business coverage options are the major factors that propel the global commercial insurance market.

Which are the key players holding the major market share of the global commercial insurance market?

The key players holding majority shares in the global commercial insurance market are AON PLC, Direct Line Insurance Group Plc, American International Group, Inc., Willis Towers Watson, and Allianz.

What are the future trends of the global commercial insurance market?

Crowdfunding and new investment platforms are impacting commercial insurance, which is anticipated to play a significant role in the global commercial insurance market in the coming years.

What is the estimated market size for the global commercial insurance market in 2023?

The commercial insurance market size is expected to grow from US$ 870.2 billion in 2023 to US$ 1517.7 billion by 2031; it is anticipated to expand at a CAGR of 7.2% from 2024 to 2031.

  • AON PLC
  • Direct Line Insurance Group Plc
  • American International Group, Inc.
  • Willis Towers Watson
  • Allianz
  • AXA
  • Aviva
  • Chubb
  • Zurich
  • Marsh Llc

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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