Contactless Payments Market Trends, Size, and Top Players 2021-2031
非接触式支付市场规模预计将从 2023 年的 332.7 亿美元增至 2031 年的 918.0 亿美元。预计 2023-2031 年期间市场复合年增长率将达到 13.5%。带有语音匹配确认的语音支付可能仍是市场的主要趋势。
非接触式支付市场分析
全球各国政府都在推动数字支付的使用。亚太地区各国政府一直在积极推动数字支付和金融科技。他们出台了政策和举措来鼓励采用非接触式支付。物联网包含一个庞大的互连设备网络,每个设备都嵌入传感器和软件,能够通过互联网收集和交换数据。可穿戴设备(如智能手表、非接触式支付卡和嵌入物联网技术的移动应用程序)允许用户只需轻轻一触或将设备靠近销售点 (PoS) 终端即可进行支付。消除实体卡或现金简化了交易流程,并将丢失或被盗风险降至最低。安全问题长期以来一直是金融交易关注的焦点。
非接触式支付市场概况
非接触式支付是一种安全便捷的商品和服务支付方式,使用采用射频识别 (RFID) 技术和近场通信 (NFC) 的智能手机、借记卡或信用卡。非接触式支付的工作原理是将支付设备轻触或挥动到具有非接触式支付技术的销售点终端上。非接触式支付有几个好处,例如减少交易时间和摩擦,因为客户不必在结账时输入 PIN 码或处理现金。它提高了客户体验和信任度,因为非接触式支付安全且加密,可以防止任何欺诈性购买。它为支付设备提供了灵活性,因为客户可以使用支持 NFC 的智能手机、可穿戴设备或非接触式卡进行支付。它提供忠诚度福利,因为一些非接触式支付系统与忠诚度计划相结合,为客户提供折扣和奖励。
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非接触式支付市场:
复合年增长率(2023 - 2031)13.5%- 2023 年市场规模
332.7 亿美元 - 2031年市场规模
918亿美元
市场动态
- 政府加大力度推动数字支付
- 非接触式支付的效率和成本效益
- 带有语音匹配确认功能的语音支付
- 非接触式支付的技术进步
- 物联网嵌入式非接触式支付
关键人物;主力;重要一员
- 英飞凌科技股份公司
- 银捷尼科公司
- 捷德有限公司
- 艾迪米
- CPI 卡集团有限公司
- 百富科技
- SumUp Payments Pty Limited
- 签证
- 泰雷兹公司
- 万事达
区域概况
- 北美
- 欧洲
- 亚太
- 南美洲和中美洲
- 中东和非洲
市场细分
- 智能手机
- 智能卡
- PoS 终端
- 硬件
- 解决方案
- 服务
- 零售
- 酒店业
- 卫生保健
- 运输与物流
- 媒体与娱乐
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
非接触式支付市场驱动因素和机遇
非接触式支付效率与成本效益受市场青睐
非接触式支付技术通过嵌入在支付卡、标签、可穿戴设备和手机中的非接触式芯片实现交易。非接触式支付可快速获得银行批准,资金可立即转入账户。这减少了消费者和商家的等待时间和麻烦,提高了支付的效率和便利性。非接触式支付允许自动执行每月付款,以节省时间和精力并获得现金返还。此外,非接触式支付选项的处理费较低。
非接触式支付的技术进步
NFC 用于非接触式支付。将芯片卡或智能手机直接放在读卡器上的过程提供了额外的安全保障,使非接触式支付安全可靠。NFC 是支持移动钱包(如 ApplePay)的智能手机所使用的技术。非接触式支付可加快交易速度,提高客户满意度和忠诚度,并采用 NFC 等新支付技术,促进机器对机器通信和物联网集成。
非接触式支付市场报告细分分析
有助于非接触式支付市场分析的关键部分是支付模式、组件和垂直行业。
- 根据支付方式,非接触式支付市场分为智能手机、智能卡、PoS 终端等。2023 年,智能手机领域占据了最大的市场份额。使用智能手机进行非接触式支付涉及使用移动设备(例如智能手机)安全地存储信用卡和借记卡信息。这使用户可以通过在兼容的读卡器上点击他们的设备进行购买,而无需现金或实体卡刷卡。
- 按组件划分,市场分为硬件、解决方案和服务。硬件部分在 2023 年占据了最大的市场份额。非接触式支付硬件包括用于促进安全交易的物理设备和技术,无需支付设备和销售点 (POS) 终端之间进行物理接触。
- 就行业垂直而言,市场细分为零售、酒店、医疗保健、运输和物流、媒体和娱乐等。零售业在 2023 年占据了相当大的市场份额。零售业中的非接触式支付是一种安全便捷的支付方式,客户可以通过在配备非接触式支付技术的销售点终端附近点击支付卡或其他设备来进行交易。
非接触式支付市场份额(按地区)分析
非接触式支付市场报告的地理范围主要分为五个地区:北美、亚太、欧洲、中东和非洲、南美和中美。
非接触式支付在美国已经越来越受欢迎。COVID-19 疫情大大促进了美国人对各种非接触式支付方式的使用。据万事达卡非接触式消费者调查报告,2023 年 11 月,超过一半 (51%) 的美国人正在使用某种形式的非接触式支付,例如即用型信用卡和移动钱包,例如 Apple Pay。非接触式支付的日益普及至少在一定程度上可以归因于人们对在销售点 (PoS) 签名或使用现金的卫生状况的担忧日益增加。调查显示,50% 的美国消费者担心签名触摸板的清洁度,72% 的美国消费者选择完全放弃签名。
欧洲中央银行 (ECB) 负责监管欧元区支付市场,以确保支付系统的平稳运行和多种支付方式的可用性。通过检查支付统计数据,ECB 可以跟踪当前趋势,例如非接触式卡支付的使用率不断提高。这些数据自 2022 年上半年开始收集,最近已公布。2022 年下半年,欧元区所有基于卡的支付中有 53.8% 是非接触式的。此外,当时在 19 个欧元区国家中,有 13 个国家的一半以上卡支付都是非接触式的,这表明整个欧元区对这项技术的需求强劲。这些数据突显了非接触式支付在欧洲的兴起。
非接触式支付市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 332.7亿美元 |
2031 年市场规模 | 918亿美元 |
全球复合年增长率(2023 - 2031) | 13.5% |
历史数据 | 2021-2022 |
预测期 | 2024-2031 |
涵盖的领域 | 按付款方式
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
非接触式支付市场新闻和最新发展
通过收集一手和二手研究的定性和定量数据来评估非接触式支付市场,其中包括重要的公司出版物、协会数据和数据库。以下列出了非接触式支付市场的一些发展情况:
- 全球领先的支付受理和服务供应商 Ingenico 宣布与 Visa 的全球支付和欺诈管理平台 Cybersource 建立战略合作伙伴关系。此次合作将首先在亚太地区创建全球统一的商业解决方案,随后推广至其他地区。
(来源:Ingenico,新闻稿,2024 年 1 月)
- 万事达卡和 Beep 卡的母公司 AF Payments, Inc. (AFPI) 宣布建立战略合作伙伴关系,首次在菲律宾地铁 3 号线 (MRT-3 Line) 和公交车上实现万事达卡的非接触式受理。为支持政府加速支付数字化的目标,并遵照菲律宾央行的数字支付转型路线图,“万事达卡-Beep EMV 交通非接触式受理合作伙伴关系”旨在扩大菲律宾的非接触式支付受理范围。这一举措将为消费者的通勤体验带来更大的便利,简化访问流程,让旅行者能够使用万事达卡刷卡进出。
(来源:万事达卡,新闻稿,2024 年 2 月)
非接触式支付市场报告覆盖范围和交付成果
“非接触式支付市场规模和预测(2021-2031)”报告对市场进行了详细分析,涵盖以下领域:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的非接触式支付市场规模和预测
- 非接触式支付市场趋势,以及驱动因素、限制因素和关键机遇等市场动态
- 详细的 PEST 和 SWOT 分析
- 非接触式支付市场分析涵盖主要市场趋势、全球和区域框架、主要参与者、法规和最新市场发展
- 行业格局和竞争分析,涵盖市场集中度、热图分析、知名参与者以及非接触式支付市场的最新发展
- 详细的公司简介
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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Frequently Asked Questions
Visa, Mastercard, Giesecke+Devrient GmbH, Ingenico, and IDEMIA are major players in the market.
The market is expected to reach a value of US$ 91.80 billion by 2031.
Voice-based payments with voice match confirmation is a key trend in the market.
The market is anticipated to expand at a CAGR of 13.5% during 2023-2031.
Asia Pacific dominated the contactless payments market in 2023.
Increase in government initiatives to promote digital payments and efficiency & cost-effectiveness of contactless payments are driving the market growth.
The List of Companies - Contactless Payments Market
- Thales SA
- Infineon Technologies AG
- Ingenico Group SA
- Giesecke+Devrient GmbH
- IDEMIA France SAS
- PAX Technology
- SumUp Inc.
- Visa Inc
- Mastercard Inc
- CPI Card Group Inc
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
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Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
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The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
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We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.