基于(关键地区、市场参与者、规模和份额)的信贷代理市场 - 到 2030 年的预测

  • Report Code : TIPRE00039047
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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信贷机构市场规模和趋势

信贷机构市场预计从 2023 年到 2023 年将以 4.2% 的复合年增长率扩张2031年。对信用信息的需求增加和金融科技的进步预计将推动市场发展。

信用机构市场分析

信用机构市场通过对公司、政府和市政当局等发行债务工具的实体进行评估和分配信用评级,以衡量其履行债务义务的能力,在经济中发挥着至关重要的作用。信用分析是信用代理市场的一个基本方面,涉及评估债务工具的风险并确定与投资特定实体债务相关的适当违约风险水平。

信用代理市场概述

  • 信用代理市场是经济的重要组成部分,包括对实体信用评级的评估和分配发行债务工具,例如公司、政府和市政当局,以评估其履行债务义务的能力。
  • 该市场包括各种类型的债务工具,例如货币市场工具、公司债券、美国国债、机构证券和主权债务。正规信贷市场和非正规信贷市场都有其特点,在美国等发达经济体,正规信贷市场由政府监管。
  • 信贷市场在为项目提供流动性和资金方面发挥着至关重要的作用或计划,其条件会显着影响个体家庭和投资者的借贷水平。

战略见解

信用机构市场驱动因素和机遇

 

对信用信息的需求不断增加,推动信用代理市场的发展

 

  • 穆迪、惠誉、标准普尔等主要信用评级机构从认购方式向发行人付费模式的转变20 世纪 70 年代初期的普尔指数受到多种因素的推动,其中包括投资者对信用评级的需求增加。
  • 传真机和复印机等信息共享技术的广泛使用使投资者能够共享机构的报告自由和削弱的认购需求。
  • 对信用信息的需求对于评估发行债务工具的实体的信誉至关重要,这反过来又会影响信用市场的投资决策和资本配置。

信用机构市场报告细分分析

  • 根据客户类型,市场分为个人市场和商业市场。
  • 商业领域预计到 2023 年将占据相当大的信用机构市场份额。商业领域是指对商业领域内的实体(例如企业和公司)的信用度进行评估和评估,寻求发行债务工具。
  • 该细分市场涵盖各种类型的商业信贷,包括担保和无担保商业信贷。

信贷按地域划分的代理市场份额分析

市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。北美正在经历快速增长,预计将占据重要的信贷机构市场份额。北美市场是一个充满活力且竞争激烈的行业,重点关注为广泛的客户提供信用信息和评估。该行业专注于向个人和商业客户提供全面的信用信息,这反映了市场在促进北美众多实体做出明智决策和获得信贷方面的关键作用。

< p>信贷代理市场报告范围

“信贷代理市场分析”是根据客户类型、垂直领域和地理位置进行的。从客户类型来看,市场分为个人客户和商业客户。根据垂直领域,市场分为政府和公共部门、医疗保健、金融服务、媒体和技术、汽车、电信和公用事业、零售和其他。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲、南美洲。

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全球复合年增长率(2023-2031)

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北美、欧洲、亚太地区、南美、中东和非洲

报告属性

详细信息

2023 年市场规模

XX 十亿美元

市场规模2031年

XX亿美元

4.2%

实际数据

2021年  2023年

预测期间

2024年  2031年

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

细分市场

客户类型(个人和商业);垂直行业(政府和公共部门、医疗保健、金融服务、媒体和技术、汽车、电信和公用事业、零售和电子商务等);和地理

区域覆盖范围

国家覆盖范围

美国;加拿大;墨西哥;英国;德国;法国;俄罗斯、意大利;中国;印度;日本;韩国;澳大利亚;沙特阿拉伯;阿联酋;南非;巴西;阿根廷

市场领导者和主要公司概况

AM Best Company, Inc.; DBRS晨星; Equifax 公司;益百利有限公司;费尔艾萨克公司;惠誉评级;克罗尔债券评级机构(KBRA);穆迪公司;标准普尔全球公司;和 Transunion

 

< p> 

信贷机构市场新闻及近期发展

公司在信贷代理市场上采取并购等无机和有机策略。信用代理市场 预测是根据各种二次和主要研究结果估算的,例如主要公司出版物、协会数据和数据库。下面列出了最近的一些关键市场发展:

 

  • 2023 年 11 月,开放银行创新者Plaid 宣布了一项新举措,使贷方能够利用消费者许可的潜在借款人现金流数据。新实体将作为消费者报告机构,构建解决方案,利用这些信息提供现成的信用风险洞察。

[来源:Plaid Inc.,公司网站]

  • 2023年1月,GE与波兰出口信贷机构(ECA)KUKE宣布达成价值10亿欧元的战略出口融资合作协议,帮助GE的全球能源客户实现能源行业脱碳并提高全球电气化水平。通过这项联合协议,波兰 GE 将与 KUKE 合作,为商定的交易提供债务保险。这将有助于促进大量资本投资,并通过波兰的出口和供应链在全球范围内实现和天然气发电项目的混合。

[来源:General电力、公司网站]

 

信用机构市场报告覆盖范围&可交付成果

市场报告“信贷机构市场规模和预测(2021 年 - 2031 年)”,提供了涵盖以下领域的市场的详细分析 -< /span>

  • 市场规模和市场规模对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来主要趋势。
  • 详细的 PEST 和防治措施。 SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、主要参与者、法规和最新市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、主要参与者和最新发展。
  • 详细的公司简介。

 

  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the credit agency market?

Increasing demand for credit information and partnerships & collaborations are the major factors that propel the market.

What is the market CAGR of the credit agency market?

The credit agency market is anticipated to expand at a CAGR of 4.2% from 2023 to 2031.

Which are the key players holding the major market share of the credit agency market?

The key players holding majority shares in the market are A.M. Best Company, Inc.; DBRS Morning Star; Equifax Inc.; Experian Plc; and Fair Isaac Corp.

What are the future trends of the credit agency market?

Advancements in fintech are anticipated to play a significant role in the market in the coming years.

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  • A.M. Best Company, Inc.
  • DBRS Morning Star
  • Equifax Inc
  • Experian Plc
  • Fair Isaac Corp.
  • Fitch Ratings
  • Kroll Bond Rating Agency (KBRA)
  • Moody's Corporation
  • S&P Global Inc.
  • Transunion
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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.