重大疾病保险市场分析及预测(按规模、份额、增长、趋势划分)2031 年

  • Report Code : TIPRE00011932
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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重疾险市场规模预计将从 2023 年的 2407 亿美元增长到 2031 年的 5629 亿美元;预计 2023 年至 2031 年的复合年增长率为 11.2%。心脏病、癌症和中风等严重疾病发病率的上升预计将推动重疾险市场的增长。

 

重大疾病保险市场分析 

几个关键因素推动了重大疾病保险市场的发展。首先,人们和患者对重大疾病保险的好处的认识不断提高,导致对保险的需求增加,以减轻治疗和康复的成本。心脏病、中风、器官移植和癌症等重大疾病的发病率不断上升也是市场的一个重要驱动因素。

 

重大疾病保险市场

概述

  • 重大疾病保险是一种保险计划,在未来被诊断出重大疾病时提供一次性付款或每月福利。这种保险旨在通过提供额外资金来补充现有的健康保险覆盖范围,以满足重大疾病健康紧急情况的需求。
  • 该保险可以帮助支付其他保险未涵盖的费用,例如医疗费用、家庭账单以及因重大疾病诊断而可能产生的日常费用。
  • 此外,老年人口的不断增长、医疗技术的进步以及重大疾病存活率的提高也促进了市场的增长。

 

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重大疾病保险市场:

Critical Illness Insurance Market
  • 获取此报告的关键市场趋势。
    这个免费样品将包括数据分析,从市场趋势到估计和预测。

 

重大疾病保险市场的驱动因素和机遇

 

重大疾病发病率上升推动重大疾病保险市场增长

  • 癌症、中风和心脏病等重大疾病的发病率不断上升,是市场的重要推动力。随着个人越来越意识到这些疾病带来的经济负担,对保险的需求也随之增加。
  • 根据 healthinsurance.org 的报告,大多数重大疾病保险涵盖心脏病、中风、器官衰竭/移植和内部癌症等疾病。美国癌症协会还强调,在美国,每年有超过 170 万人被诊断出患有癌症,癌症是第二大死亡原因。
  • 随着这些重大疾病的发病率不断上升,个人认识到财务保护的必要性,从而导致对重大疾病保险的需求增加。

 

重大疾病保险市场报告细分分析

  • 根据类型,市场分为疾病保险、医疗保险和收入保障保险。预计疾病保险将在 2023 年占据重大疾病保险市场的很大份额。
  • 重疾保险市场中的疾病保险是指在确诊心脏病、中风、癌症、肾衰竭、瘫痪和其他特定疾病等特定危及生命的疾病后,直接提供一次性福利的保险单。
  • 这种保险旨在补充现有的健康保险覆盖范围,为标准健康保险未涵盖的费用提供财务支持,包括医疗费、家庭开支和其他与重大疾病相关的费用。

 

重大疾病保险市场份额(按地区)分析

重大疾病保险市场报告的范围主要分为五个地区——北美、欧洲、亚太、中东和非洲以及南美。北美正在经历快速增长,预计将占据重大疾病保险市场的很大份额。美国拥有最大的市场份额,而加拿大的重大疾病保险市场是该地区增长最快的。市场越来越关注癌症专项保险,这与该地区的高癌症发病率相一致。此外,保险公司正在提供更多可定制的政策,以满足个人需求和偏好。

 

 

重大疾病保险市场区域洞察

Insight Partners 的分析师已详尽解释了预测期内影响重大疾病保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的重大疾病保险市场细分和地理位置。

Critical Illness Insurance Market
  • 获取重大疾病保险市场的区域特定数据

重大疾病保险市场报告范围

报告属性细节
2023 年的市场规模2407亿美元
2031 年市场规模5629亿美元
全球复合年增长率(2023 - 2031)11.2%
史料2021-2023
预测期2023-2031
涵盖的领域按类型
  • 疾病保险
  • 医疗保险
  • 收入保障保险
按应用
  • 癌症
  • 心脏病发作
  • 中风
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  •  
  • 公司名单
  • 荷兰全球保险集团
  • 安联
  • 英杰华集团
  • 法国安盛集团
  • 中国人寿
  • 中国太平洋保险股份有限公司
  • 法律与一般集团有限公司
  • 印度国家银行普通保险有限公司

市场参与者密度:了解其对商业动态的影响

重大疾病保险市场正在快速增长,这得益于最终用户需求的增加,这些需求是由于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素所致。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。

市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。

在重大疾病保险市场运营的主要公司有:

  1. 公司名单
  2. 荷兰全球保险集团
  3. 安联
  4. 英杰华集团
  5. 法国安盛集团

免责声明上面列出的公司没有按照任何特定顺序排列。


Critical Illness Insurance Market

 

  • 了解重大疾病保险市场顶级关键参与者概况

《重大疾病保险市场分析》根据类型、模式应用和地理位置进行。就类型而言,市场细分为疾病保险、医疗保险和收入保护保险。根据应用,市场细分为癌症、心脏病、中风等。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。

 

 

重大疾病保险市场新闻及最新发展

公司在市场上采用并购等无机和有机策略。重大疾病保险市场预测是根据各种二手和一手研究结果估计的,例如主要公司出版物、协会数据和数据库。以下列出了一些最近的关键市场发展:

  • 2023 年 10 月,安盛香港及澳门(AXA)宣布推出全新危疾保险计划——CareForAll 危疾保险计划(“CareForAll”),为面临健康风险的弱势群体带来安心。CareForAll 旨在通过放宽承保要求,为患有慢性疾病的客户、银发人群和危疾幸存者提供服务,使他们能够根据需要获得危疾保险。

[来源:AXA香港,公司网站]

 

重大疾病保险市场报告覆盖范围及交付成果

 

《重大疾病保险市场规模和预测(2021-2031)》市场报告对市场进行了详细分析,涵盖以下领域:

  • 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来的主要趋势。
  • 详细的 PEST 和 SWOT 分析
  • 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
  • 行业格局和竞争分析包括市场集中度、热图分析、关键参与者、最新发展。
  • 详细的公司简介。
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the critical illness insurance market?

The rising incidence of critical illnesses and the growing awareness among people are the major factors that propel the market.

What is the estimated market size for the critical illness insurance market in 2023?

The market was estimated to be US$ 240.7 billion in 2023 and is expected to grow at a CAGR of 11.2% during the forecast period 2023 - 2031.

What are the future trends of the critical illness insurance market?

The growing geriatric population is anticipated to play a significant role in the market in the coming years.

Which are the key players holding the major market share of the critical illness insurance market?

The key players holding majority shares in the market are Aegon N.V.; Allianz SE; Aviva plc; Axa S.A.; and China Life Insurance.

What will be the market size for the critical illness insurance market by 2031?

The market is expected to reach US$ 562.9 billion by 2031.

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The List of Companies

  • Aegon N.V.
  • Allianz SE
  • Aviva plc
  • Axa S.A.
  • China Life Insurance
  • China Pacific Insurance Co., Ltd.
  • Legal and General Group plc
  • SBI General Insurance Company Limited
  • Ping An Insurance
  • Prudential plc

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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.