网络保险市场增长、规模、份额、趋势、关键参与者分析及 2031 年预测

  • Report Code : TIPRE00004089
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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预计网络保险市场规模将从 2023 年的 138.3 亿美元增长到 2031 年的 554.8 亿美元;预计从 2023 年到 2031 年,该市场的复合年增长率将达到 18.9%。网络保险,也称为网络责任保险或网络安全保险,是组织可以购买的一种合同,有助于降低在线开展业务所涉及的财务风险。保险单每月或每季度收取费用,将部分风险转移给保险公司。

 

网络保险市场分析

网络保险市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。随着对应用程序、设备、网络和用户的网络攻击威胁不断升级,网络保险对所有企业都变得越来越重要。这是因为数据泄露、丢失或被盗会对企业产生重大影响,从客户流失到声誉和经济损失。企业还可能要对第三方数据丢失或被盗造成的损害负责。网络保险政策可以保护组织免受网络恐怖主义等网络事件的影响,并协助解决安全事件。例如,根据 ASTRA IT, Inc. 2024 年的一份报告,网络安全统计数据显示,每天发生 2,200 起网络攻击,平均每 39 秒发生一次。在美国,数据泄露平均造成 944 万美元的损失,网络犯罪成本在 2023 年将达到 8 万亿美元。

 

网络保险

行业概览

  • 网络攻击和被盗数字资产数量同时增加。过去几年,勒索软件和供应链攻击占据了网络风险格局的主导地位。未来的网络攻击将因重要的技术趋势而加速,例如 ChatGPT 等人工智能 (AI)、所谓的“元宇宙”以及不断扩展的 IT、物联网和运营技术 (OT) 世界。
  • 根据 SonicWall 2023 年网络威胁报告,恶意软件事件在 2022 年有所增加,达到 55 亿次攻击,同比增长 2%。恶意软件是感染计算机并旨在破坏、损坏或未经授权访问计算机系统的恶意软件。
  • 除了网络犯罪活动日益复杂之外,全球企业比以往任何时候都更容易受到地缘政治危机的影响,而地缘政治危机已经对网络安全产生了前所未有的影响。在当今的数字时代,网络风险管理至关重要。网络保险的需求很高,因为它是其中非常重要的一个方面。打造强大的网络保险市场是保险行业的关键任务。

 

 

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网络保险市场:

Cyber Insurance Market
  • 获取此报告的关键市场趋势。
    这个免费样品将包括数据分析,从市场趋势到估计和预测。

 

网络保险市场驱动因素

 

增强网络风险意识,推动网络保险市场发展

  • 网络攻击的激增,加上人们对此类犯罪的了解不断增加,导致对网络保险计划的需求增加。此类事件的增加也导致保险公司的索赔激增,迫使他们收紧承保标准。
  • 在美国,自 2004 年以来,10 月一直被定为网络安全意识月。每年的这个月,公共和私营部门都会共同努力,致力于提高人们对网络安全重要性的认识。随着时间的推移,它已演变为政府和行业之间的合作努力,以提高网络安全意识,鼓励公众采取行动降低网络风险,并引发全国和全世界对网络危险的讨论。2023 年 10 月是第二十个网络安全意识月。
  • 2023年,美国网络安全和基础设施安全局(CISA)启动了一项名为“保护我们的世界”的网络安全意识计划。这将成为未来所有网络安全意识月的永恒主题。
  • 同样,世界许多国家也都在启动计划,提高网民的网络安全意识。例如,波兰的《2019-2024年网络安全战略》旨在提高对网络威胁的抵抗力并加强数据保护。这包括提高人们对网络安全的认识。葡萄牙的《2019-2023年网络安全战略》侧重于“预防、教育和意识”。它包括具体的行动要点,例如促进针对组织和公民的跨领域网络安全培训计划、加强教育中的网络安全技能以及促进数字素养。

 

网络保险

市场报告细分分析

  • 根据最终用户,网络保险市场报告分为医疗保健、零售、BFSI、IT 和电信、制造业等。
  • 预计 2023 年,BFSI 部门将占据网络保险市场的很大份额。随着网络风险的增加,银行和金融机构更加重视加强其网络弹性。金融机构的运营范围广泛,涉及众多业务线,需要全面的网络保险计划来管理网络攻击和业务中断。

 

网络保险

按地区划分的市场分析

网络保险市场报告的范围主要分为五个区域 - 北美、欧洲、亚太、中东和非洲以及南美。北美正在经历快速增长,预计将占据相当大的网络保险市场份额。这一优势归功于该地区优越的技术基础设施、大型跨国公司的存在以及对网络风险的认识不断提高。

 

网络保险

 

网络保险市场区域洞察

Insight Partners 的分析师详细解释了预测期内影响网络保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的网络保险市场细分和地理位置。

Cyber Insurance Market
  • 获取网络保险市场的区域特定数据

网络保险市场报告范围

报告属性细节
2023 年的市场规模138.3亿美元
2031 年市场规模554.8亿美元
全球复合年增长率(2023 - 2031)18.9%
史料2021-2023
预测期2023-2031
涵盖的领域按组件
  • 解决方案和服务
按类型
  • 独立和套装
按覆盖范围
  • 数据泄露和网络责任
按最终用户
  • 卫生保健
  • 零售
  • 金融保险业协会
  • 信息技术和电信
  • 制造业
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  • 公司名单
  • 哈特福德
  • 比兹利
  • 苏黎世
  • AXIS资本控股
  • 旅行者
  • 安盛保险
  • 希斯科克斯
  • 慕尼黑再保险公司

 

网络保险市场参与者密度:了解其对业务动态的影响

由于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素,最终用户需求不断增加,推动了网络保险市场快速增长。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者需求,并利用新兴趋势,从而进一步推动市场增长。

市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。

在网络保险市场运营的主要公司有:

  1. 公司名单
  2. 哈特福德
  3. 比兹利
  4. 苏黎世
  5. AXIS资本控股

免责声明上面列出的公司没有按照任何特定顺序排列。


Cyber Insurance Market

 

  • 了解网络保险市场顶级关键参与者概况

“网络保险市场分析”是基于核心投资策略和地域进行的。就类型而言,市场分为独立和打包。根据地域,市场分为北美、欧洲、亚太、中东和非洲以及南美。

 

网络保险

市场新闻和最新动态

在网络保险市场,各公司采用并购等无机和有机战略。以下列出了一些近期的关键市场发展:

  • 2023 年 2 月,慕尼黑再保险专业保险 (MRSI) 宣布推出定制的网络风险管理计划 Reflex。Reflex 是一项由慕尼黑再保险计划专家团队运营的白手套计划。投保人将获得根据其不断变化的需求定制的服务指导。隐私、网络安全以及网络培训和意识方面的行业专业人士团队提供计划服务。

[来源:慕尼黑再保险,公司网站]

 

网络保险

市场报告范围及交付成果

市场报告《网络保险市场规模和预测(2021-2031)》对市场进行了详细分析,涵盖以下领域:

  • 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来的主要趋势。
  • 详细的 PEST 和 SWOT 分析
  • 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
  • 行业格局和竞争分析,包括市场集中度、热图分析、关键参与者和最新发展。
  • 详细的公司简介。
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the future trends of the Global Cyber Insurance market?

The use of AI and data analytics is impacting Cyber Insurance, which is anticipated to bring new Cyber Insurance market trends in the coming years.

Which are the key players holding the major market share of the global Cyber Insurance market?

The key players holding majority shares in the global Cyber Insurance market are AXA XL, Hiscox, Munich Re, Chubb, and AIG.

What are the driving factors impacting the global Cyber Insurance market?

The rising prevalence of cyber-attacks, increased awareness of cyber risks, and the growing need for companies to protect sensitive data are the major factors that propel the global cyber insurance market growth.

What will be the market size of the global Cyber Insurance market by 2031?

The global Cyber Insurance market is expected to reach US$ 55.48 billion by 2031.

What is the estimated market size for the global Cyber Insurance market in 2023?

The global Cyber Insurance market was estimated to be US$ 13.83 billion in 2023 and is expected to grow at a CAGR of 18.9% during the forecast period 2023 - 2031.

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The List of Companies

  • The Hartford
  • Beazley
  • Zurich
  • AXIS Capital Holdings
  • Travelers
  • AXA XL
  • Hiscox
  • Munich Re
  • Chubb
  • AIG

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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.