电动汽车保险市场战略、顶级参与者、增长机会、2031 年分析和预测

  • Report Code : TIPRE00039095
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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电动汽车保险市场规模预计将从 2023 年的 523 亿美元增长到 2031 年的 2435 亿美元;预计从 2024 年到 2031 年,该市场的复合年增长率将达到 21.2%。市场扩张可归因于几个关键因素,包括对便捷环保的交通解决方案的需求不断增长。此外,全球趋势是可持续发展和减少碳排放,这进一步推动了电动汽车保险市场的增长。

 

电动汽车保险

市场分析

 

电动汽车保险市场的增长是由电动汽车的普及推动的。在环保意识、政府激励措施和技术进步的推动下,消费者对电动汽车的接受度不断提高,这导致对专门满足电动汽车车主独特需求的定制保险产品的需求激增。

 

电动汽车保险

行业概览

 

  • 电动汽车保险是专门为电动汽车 (EV) 设计的保险。随着电动汽车的普及率不断上升,对满足电动汽车车主独特需求的保险产品的需求也日益增长。
  • 电动汽车保险的费用取决于多种因素,包括电动汽车的具体型号、驾驶员的历史、索赔历史、驾驶经验、位置、保险范围选择、免赔额和基于信用的保险评分。
  • 电动汽车的保险费用可能比传统汽车更高。这主要是因为电动汽车的制造商建议零售价更高,而且其先进技术特性可能带来更高的维修成本。

 

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电动汽车保险市场:

Electric Vehicle Insurance Market
  • 获取此报告的关键市场趋势。
    这个免费样品将包括数据分析,从市场趋势到估计和预测。

 

 

电动汽车保险

市场驱动因素和机遇

 

 

电动汽车(EV)的普及推动电动汽车保险的发展

市场增长

 

  • 由于电动汽车的普及,电动汽车保险市场正在经历显着增长。这一趋势受到环保意识、政府激励和技术进步等因素的推动。随着越来越多的消费者接受电动汽车,对满足电动汽车车主独特需求的保险产品的需求也在不断增长。这些需求包括电池更换成本和充电基础设施损坏的保险,从而促使专门保险政策的发展。
  • 此外,全球向可持续发展和减少碳排放的转变正在激励消费者选择电动汽车,为保险公司为有环保意识的司机提供服务创造了巨大的市场。政府法规(包括对电动汽车车主的税收抵免和退税)进一步鼓励人们转向电动汽车,从而推动了对电动汽车保险的需求。
  • 随着电动汽车市场的扩大和成熟,保险提供商之间的竞争日益激烈,导致保险范围不断创新,定价也越来越具有竞争力。这种竞争最终推动了电动汽车保险市场的增长。

 

电动汽车保险

市场报告细分分析

 

  • 根据承保类型,电动汽车保险市场预测分为第一方责任险、第三方责任险和综合险。
  • 第三方责任险部分预计将在 2023 年占据电动汽车保险市场的很大份额。第三方责任险部分的增长受到《机动车法》规定的第三方责任险要求的强烈影响。在注册过程中,新车主和现有车主都必须购买此保险,这是市场扩张的主要驱动力。此外,第三方保险的强制性迫使所有非寿险公司提供此保险,这对全球市场的整体增长做出了重大贡献。
  • 此外,数字化工作场所和精简运营的实施,加上性能的提高,预计将带来新的电动汽车保险市场趋势。

 

电动汽车保险

按地区划分的市场份额分析

 

电动汽车保险市场报告的范围主要分为五个地区——北美、欧洲、亚太、中东和非洲以及南美。亚太地区正在经历快速增长,预计到 2023 年将占据电动汽车保险市场的显著份额。客运和商业运输的快速电气化,特别是在中国、日本、韩国和印度,预计将推动全球电动汽车保险市场的增长。在中国,政府限制传统汽车销售的举措,加上电动汽车基础设施和连通性的发展,正在加速电动汽车的采用并增加对电动汽车保险的需求。同样,电动汽车在印度等发展中经济体的普及率不断提高,预计将在未来几年推动对此类保险的需求。这些因素,加上《机动车法》对第三方责任险的强制性要求,为该地区电动汽车保险市场的增长创造了有利的环境。

 

电动汽车保险

 

电动汽车保险市场区域洞察

Insight Partners 的分析师详细解释了预测期内影响电动汽车保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的电动汽车保险市场细分和地理位置。

Electric Vehicle Insurance Market
  • 获取电动汽车保险市场的区域特定数据

电动汽车保险市场报告范围

报告属性细节
2023 年的市场规模523亿美元
2031 年市场规模2435亿美元
全球复合年增长率(2024 - 2031)21.2%
史料2022-2024
预测期2024-2031
涵盖的领域按应用
  • 新车辆
  • 二手车
覆盖地区和国家北美
  • 我们
  • 加拿大
  • 墨西哥
欧洲
  • 英国
  • 德国
  • 法国
  • 俄罗斯
  • 意大利
  • 欧洲其他地区
亚太
  • 中国
  • 印度
  • 日本
  • 澳大利亚
  • 亚太其他地区
南美洲和中美洲
  • 巴西
  • 阿根廷
  • 南美洲和中美洲其他地区
中东和非洲
  • 南非
  • 沙特阿拉伯
  • 阿联酋
  • 中东和非洲其他地区
市场领导者和主要公司简介
  • HDFC ERGO
  • 倍保数字媒体
  • 巴贾吉安联一般保险公司
  • 柠檬水股份有限公司
  • 好事达保险公司
  • 安盛
  • 阿科普通保险有限公司
  • Esure 集团
  • 安联

 

电动汽车保险市场参与者密度:了解其对业务动态的影响

电动汽车保险市场正在快速增长,这得益于终端用户需求的不断增长,这些需求源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。

市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。

在电动汽车保险市场运营的主要公司有:

  1. HDFC ERGO
  2. 倍保数字媒体
  3. 巴贾吉安联一般保险公司
  4. 柠檬水股份有限公司
  5. 好事达保险公司

免责声明上面列出的公司没有按照任何特定顺序排列。


Electric Vehicle Insurance Market

 

  • 了解电动汽车保险市场顶级关键参与者概况

 

《电动汽车保险市场分析》根据保险类型、分销渠道、应用和地理位置进行调查。根据保险类型,市场分为第一方责任险、第三方责任险和综合险。根据分销渠道,市场分为保险公司、银行、保险代理人/经纪人和其他。根据应用,市场分为新车和二手车。根据地理位置,市场分为北美、欧洲、亚太地区、中东和非洲以及南美。

 

电动汽车保险

市场新闻和最新动态

 

在电动汽车保险市场,各公司采取并购等无机和有机战略。以下列出了一些近期的关键市场发展:

 

  • 2023 年 4 月,中国著名的电动汽车 (EV) 公司比亚迪收购了易安财产保险股份有限公司。这一战略举措反映了比亚迪扩大其在保险领域业务的意图,并可能利用电动汽车行业和保险市场之间的协同效应。

[来源:比亚迪,公司网站]

  • 2022 年 9 月,Singlife 与 Aviva 合作,开始在其汽车保险政策中提供电动汽车 (EV) 保险,并为电动汽车车主提供专属折扣。Singlife 成为为电动汽车提供量身定制保险解决方案的精选本地供应商之一,符合新加坡培育可持续陆路交通枢纽和扩大电动汽车生态系统的努力。Singlife 汽车保险将为电动汽车车主提供 10% 的 Go Green 折扣。此外,Singlife 将扩展电动汽车专用的外围服务,包括在发生事故时安排更换电动汽车,并在电池电量不足的情况下提供故障援助。值得注意的是,Singlife 的全面保险将包括对充电电缆、电池和私人充电站意外损坏的保险,从而为电动汽车车主带来更大的安全感。目前,Singlife 汽车保险涵盖了新加坡可购买的各种电动汽车类别。

[来源:Singlife,公司网站] 

 

电动汽车保险

市场报告范围及交付成果

 

《电动汽车保险市场规模和预测(2021-2031 年)》市场报告对以下领域进行了详细的市场分析:

  • 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 未来的主要趋势。
  • 详细的 PEST 和 SWOT 分析
  • 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
  • 行业格局和竞争分析包括市场集中度、热图分析、关键参与者、最新发展。
  • 详细的公司简介。
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the global electric vehicle insurance market?

The electric vehicle insurance industry has experienced significant growth in recent years, primarily driven by the increasing focus on sustainability and the expansion of eco-friendly modes of transportation, which are among the major factors that propel the global electric vehicle insurance market.

What is the estimated market size for the global electric vehicle insurance market in 2023?

The electric vehicle insurance market size is expected to grow from US$ 52.3 billion in 2023 to US$ 243.5 billion by 2031; it is anticipated to expand at a CAGR of 21.2% from 2024 to 2031.

What are the future trends of the global electric vehicle insurance market?

The emergence of EV-specific insurance policies is impacting electric vehicle insurance, which is anticipated to play a significant role in the global electric vehicle insurance market in the coming years.

Which are the key players holding the major market share of the global electric vehicle insurance market?

The key players holding majority shares in the global electric vehicle insurance market are HDFC ERGO, Beinsure Digital Media, Bajaj Allianz General Insurance Company, Lemonade, Inc., and AXA.

What will be the market size of the global electric vehicle insurance market by 2031?

The global electric vehicle insurance market is expected to reach US$ 243.5 billion by 2031.

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  • HDFC ERGO
  • Beinsure Digital Media
  • Bajaj Allianz General Insurance Company
  • Lemonade, Inc.
  • Allstate Insurance Company
  • AXA
  • ACKO GENERAL INSURANCE LIMITED
  • Esure Group plc
  • Allianz SE
  • Progressive Casualty Insurance Company

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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.