电子产品保险市场规模预计将从 2023 年的 604 亿美元增长至 到 2031 年将达到 1549 亿;预计 2023 年至 2031 年期间的复合年增长率为 12.5%。意外损坏和病毒感染事件的增加影响了市场。电子产品保险为用户提供维修服务。
电子产品保险
市场分析
电子产品保险市场的增长主要受到意外损坏、手机盗窃、病毒感染和设备故障事件增加等因素的推动。此外,高质量智能手机的普及也促进了市场的扩张。电子产品各个部件的高昂更换成本也在推动电子产品保险市场的增长方面发挥着重要作用。然而,由于智能手机和平板电脑的普及率提高,个人电脑销量下降,成为市场增长的主要制约因素。相反,对创新型多种电子产品保险服务的需求预计将激增,这有望带来新的电子产品保险市场趋势。
电子产品保险
行业概览
- 电子产品保险是一种合同服务,为零售商和服务提供商销售的电子产品提供维修服务。它通常包括未经授权使用、恶意损坏、电子钱包付款和盗窃的额外保险。电子产品保险还提供与机械和电气故障相关的成本和不便的保险。此外,客户“为我的电子产品投保”的趋势日益增长,极大地促进了电子产品保险市场的增长。
- 电子设备保险可通过不同渠道获得,例如零售商、服务提供商或独立保险单。值得注意的是,一些现有保险单(例如房主保险或租房保险)可能已在个人财产部分为电子设备提供保险。但是,这些保险单可能有限制,例如不承保事故造成的损害或仅提供最高一定限额的保险。
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电子产品保险
市场驱动因素和机遇
意外损坏、盗窃和设备故障事件增加推动电子产品保险
市场增长
- 电子产品意外损坏是常有的事。随着智能手机、平板电脑、笔记本电脑和其他电子产品在我们日常生活中的使用越来越广泛,发生意外损坏的可能性也随之增加。诸如掉落设备、液体洒在设备上,甚至是简单的小事故都可能导致昂贵的维修或更换。因此,个人更倾向于选择电子产品保险来保护自己免受此类事件带来的经济负担。
- 盗窃是电子产品拥有者的另一个主要担忧。随着电子设备的价值和普及度不断上升,它们也成为小偷的目标。在公共场所、拥挤区域,甚至在家中或车辆中,电子产品被盗的风险更高。电子产品保险提供防盗保障,确保个人在设备被盗时不会两手空空。
电子产品保险
市场报告细分分析
- 根据承保类型,电子产品保险市场预测分为物理损坏、盗窃和丢失保护、病毒和数据保护等。
- 预计到 2023 年,物理损坏部分将占据电子产品保险市场的很大份额,这可以归因于多种因素,包括电子产品维修和更换成本的增加,以及年轻人对物理损坏保险意识的提高。
- 电子产品的维修和更换成本一直在上升。随着电子产品变得越来越先进和复杂,维修或更换损坏部件的成本也在增加。这包括与屏幕维修、电路板损坏或其他物理损坏相关的费用。为了避免自己承担这些高昂的费用,人们选择购买涵盖物理损坏的电子产品保险。如果设备意外损坏,这种保险可以提供财务保护和安心。
电子产品保险
按地区划分的市场份额分析
电子产品保险市场报告的范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据电子产品保险市场的很大份额。首先,该地区意外设备损坏、手机盗窃、病毒感染、设备故障和其他恶意活动的事件有所增加。随着日常生活中对电子产品的依赖越来越大,发生此类事件的风险也随之增加。此外,北美拥有大量智能手机用户,全球近 10% 的智能手机用户居住在该地区,2020 年用户数量达到 3.2 亿。智能手机用户数量众多,手机被盗的风险更大,尤其是在公共交通和节日等拥挤地区。
电子产品保险
电子产品保险市场区域洞察
Insight Partners 的分析师已详细解释了预测期内影响电子产品保险市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的电子产品保险市场细分和地理位置。
- 获取电子产品保险市场的区域特定数据
电子产品保险市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 604亿美元 |
2031 年市场规模 | 1549亿美元 |
全球复合年增长率(2023 - 2031) | 12.5% |
史料 | 2021-2023 |
预测期 | 2023-2031 |
涵盖的领域 | 按最终用户
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
电子产品保险市场参与者密度:了解其对业务动态的影响
电子产品保险市场正在快速增长,这得益于终端用户需求的不断增长,这些需求源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在电子产品保险市场运营的主要公司有:
- 苹果公司
- 阿苏里昂
- 安盛
- AT&T 公司
- 巴贾吉安联一般保险公司
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 了解电子产品保险市场的主要参与者概况
“电子产品保险市场分析”根据覆盖类型、设备类型、最终用户和地理位置进行调查。根据覆盖类型,分为物理损坏、盗窃和丢失保护、病毒和数据保护等。根据设备类型,分为笔记本电脑和个人电脑、手机和平板电脑等。根据最终用户,市场分为企业和个人。根据地理位置,市场分为北美、欧洲、亚太地区、中东和非洲以及南美。
电子产品保险
市场新闻和最新动态
公司在市场上采用无机和有机战略,例如并购。以下列出了一些近期的关键市场发展:
- 2023 年 11 月,全球最大的上市财产和意外险保险公司 Chubb 推出了一个新的开发者门户,作为其 Chubb Studio 全球集成技术的一部分。该开发者门户旨在简化其 B2B2C 合作伙伴公司访问和评估 Chubb 数字保险产品和功能的流程。借助这一举措,Chubb 旨在加强其合作伙伴生态系统内的协作并促进创新。
- 2022 年 9 月,Axa UK Retail 推出了 Moja,这是一个纯数字保险品牌,针对通过智能手机或平板电脑购物或使用服务的客户。此次推出旨在为客户提供灵活性,让他们能够根据自己的具体要求和财务能力定制保险范围。此外,Moja 还提供各种补充选项,包括对个人物品(如卫星导航、音响设备和儿童汽车座椅)的保险,从而提升其价值主张。
电子产品保险
市场报告范围及交付成果
市场报告《电子产品保险市场规模和预测(2021-2031)》对市场进行了详细分析,涵盖以下领域:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
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Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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to country scope.
Frequently Asked Questions
The key players holding the majority of shares in the global electronic gadgets insurance market are Apple Inc., Asurion, AXA, AT&T, Inc., and Bajaj Allianz General Insurance Company.
The global electronic gadgets insurance market is expected to reach US$ 154.9 billion by 2031.
The electronic gadgets insurance market size is expected to grow from US$ 60.4 billion in 2023 to US$ 154.9 billion by 2031; it is anticipated to expand at a CAGR of 12.5% from 2023 to 2031
Rapid technological advancements and corresponding increases in gadget prices are anticipated to play a significant role in the global electronic gadgets insurance market in the coming years.
The electronic gadgets insurance market is influenced by the increase in the incidents of accidental damage, and virus infection.
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- Asurion
- AXA
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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.