股票指数型人寿保险市场增长、规模、份额、趋势、关键参与者分析及 2031 年预测

  • Report Code : TIPRE00039096
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Equity Indexed Life Insurance Market Growth Insights to 2031

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股票指数型人寿保险市场规模及趋势

股票指数型人寿保险市场规模预计将从 2023 年的 41.3 亿美元增长到 2031 年的 115.8 亿美元;预计从 2023 年到 2031 年,复合年增长率将达到 13.8%。由于当前股票指数型人寿保险市场趋势及其在预测期内的可预见影响,股票指数型人寿保险市场具有增长前景。股票指数人寿保险市场是一个庞大且不断扩大的领域。由于经济增长、消费者意识和教育程度的提高以及保险可及性的提高,股票指数人寿保险市场正在不断增长。

股票指数人寿保险市场分析

<股票指数寿险是一种兼具传统寿险和投资产品特点的寿险保单。对于股票指数人寿保险,与普通人寿保险类似,保费的一部分用于向受益人提供死亡抚恤金。然而,另一部分保费投资于与股市表现相关的指数账户。股票指数型人寿保险市场由经济状况、监管变化以及消费者对保险和投资产品的需求等因素驱动。

股票指数型人寿保险市场行业概览

  • 股票指数人寿保险行业是更广泛的保险市场中的一个部门,提供人寿保险保护和投资机会。

 

  • 与传统人寿保险保单相比,这些保单为投保人提供了获得更高回报的潜力,因为他们可以分享股市的收益。然而,它们还提供有保证的最低利率,以保护投资免受市场低迷的影响。

 

  • 该行业迎合寻求人寿保险的个人,同时也希望通过投资增加储蓄。

 

股票指数人寿保险市场驱动力

增加保险可及性以推动股票指数人寿保险市场

 

  • 增加保险产品的可及性可以显着促进股票指数寿险市场的发展。通过让保险更容易获得,更多的人可以参与投资机会。

 

  • 可及性的提高意味着更多的人可以从股权提供的潜在回报和保护中受益指数化人寿保险保单。

 

  • 有了更大的客户群,保险公司就会被激励去创新和更积极地竞争,从而导致新产品的开发、改进服务,并可能降低消费者的成本。

 

  • 因此,增加保险(包括股票指数人寿保险)的可及性将推动市场增长。

股票指数寿险市场报告细分分析

  • 根据模式,股票指数寿险市场分为线上和线下。预计在线细分市场将在 2023 年占据相当大的股票指数寿险市场份额。

 

  • 预计在线细分市场的复合年增长率将达到 2023 年最高。预测期。

 

按地理位置划分的股票指数寿险市场份额分析

股票指数型人寿保险市场范围主要分为五个地区——北美、欧洲、亚太地区、中东和非洲。非洲、南美洲。北美正在经历快速增长,预计将占据重要的股票指数寿险市场份额。北美股票指数寿险市场一直在稳步增长。这些保单提供了人寿保险保护和与股票市场指数表现相关的现金价值积累潜力的组合。然而,不断变化的市场状况可能会影响北美的市场增长。

股票指数人寿保险市场报告范围

“股票指数人寿保险市场分析”是根据类型、模式、分销渠道和地理位置进行的。根据类型,市场分为终身人寿保险、万能人寿保险、变额万能人寿保险、指数万能人寿保险等。根据模式,市场分为线上和线下。根据分销渠道,市场分为保险公司、代理机构和经纪人以及银行。根据地理位置,市场分为北美、欧洲、亚太地区、中东和中东地区。非洲和南美洲。

 

报告属性

详情

2023年市场规模

41.3 亿美元

2031 年市场规模

< /td>

115.8 亿美元

全球复合年增长率(2023-2031 年)

13.8%

实际数据< /p>

2021 – 2023 年

预测期

2024 年; 2031

报告覆盖范围

市场规模和预测(美元)、市场驱动因素和趋势分析、PEST 分析、关键机会、区域和地区国家分析、竞争格局、公司概况

涵盖的细分市场

类型(终身人寿保险、万能人寿保险、变额万能人寿保险、指数万能人寿保险、其他);模式(在线、离线);分销渠道(保险公司、代理机构和经纪人、银行)和地理位置

覆盖区域

北美、欧洲、亚太地区、南美洲、MEA

国家/地区涵盖

美国;加拿大;墨西哥;英国;德国;法国、俄罗斯、意大利;中国;印度;日本、澳大利亚;韩国;巴西;阿根廷;沙特阿拉伯;阿联酋;南非

市场领导者和主要公司简介

保德信金融公司;佩恩互助银行;美国国际集团有限公司;公平控股公司;大都会人寿服务和解决方案有限责任公司; Symetra 人寿保险公司; Protective Life Corporation; 约翰·汉考克;奥马哈互助保险公司; Progressive Casualty Insurance Company

 

股票指数人寿保险市场新闻和最新动态

公司在股票指数寿险市场采取并购等无机和有机策略。下面列出了近期的一些关键市场动态:

 

  • 2024 年 1 月,Ameritas 和 Ethos 推出了新指数——万能人寿保险,为客户提供了快速以及基于网络的流程的便利性以及代理的指导。新的指数万能人寿保险将通过 Ethos 独家提供。

[来源:Ameritas,公司网站]

 

  • 2024 年 2 月私人人寿保险公司 Bajaj Allianz Life 和非银行金融公司 - 小额信贷机构 (NBFC-MFI) Satin Creditcare Network Limited 宣布与保险经纪公司 Coverfox 建立战略合作伙伴关系,以提高农村地区人寿保险的可及性。通过这一战略合作伙伴关系,Satin Creditcare 的客户将能够通过 Bajaj Allianz Life 的保险计划获得贷款。

[来源:Bajaj Allianz Life,公司网站]

  ;

股票指数人寿保险市场报告覆盖范围和可交付成果

股票指数寿险市场预测是根据各种二级和一级研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“股票指数人寿保险市场规模和预测(2021年和2031年)”提供了对以下领域市场的详细分析-

  • 市场规模和预测对范围内涵盖的所有关键细分市场进行全球、区域和国家层面的预测。
  • 市场动态,例如驱动因素、限制因素和关键机遇。
  • 主要未来趋势。
  • 详细的 PEST 和分析SWOT 分析
  • 全球和区域市场分析,涵盖主要市场趋势、关键参与者、法规和近期市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和近期发展。
  • 详细的公司简介。

 

Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the driving factors impacting the global equity indexed life insurance market?

The increasing economic growth and rising consumer awareness and education are the major factors that propel the global equity indexed life insurance market.

What will be the market size for the global equity indexed life insurance market by 2031?

The global equity indexed life insurance market is expected to reach US$ 11.58 billion by 2031.

What are the future trends of the global equity indexed life insurance market?

Product innovation is anticipated to play a significant role in the global equity indexed life insurance market in the coming years.

Which are the key players holding the major market share of the equity indexed life insurance market?

The key players holding majority shares in the global equity indexed life insurance market are Prudential Financial, Inc; American International Group, Inc; Symetra Life Insurance Company; AXA; and MetLife Services and Solutions, LLC.

What is the estimated market size for the global equity indexed life insurance market in 2023?

The global equity indexed life insurance market was estimated to be US$ 4.13 billion in 2023 and is expected to grow at a CAGR of 13.8% during 2023 - 2031.

  • Prudential Financial, Inc
  • Penn Mutual
  • American International Group, Inc
  • Equitable Holdings, Inc
  • MetLife Services and Solutions, LLC
  • Symetra Life Insurance Company
  • Protective Life Corporation
  • John Hancock
  • Mutual of Omaha Insurance Company
  • Progressive Casualty Insurance Company

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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