Europe and South America Mobile Wallet and Payment Market 2031
2023 年欧洲和南美移动钱包和支付市场规模价值 31 亿美元,预计到 2031 年将达到 211 亿美元。预计 2023 年至 2031 年期间该市场的复合年增长率为 27.1%。电子商务行业的扩张预计将成为市场的一个重要趋势。
欧洲和南美移动钱包和支付市场分析
移动钱包支付使用户能够使用智能手机、平板电脑或其他移动设备进行金融交易。它允许用户通过卡、UPI 和二维码(扫描的移动设备)等方式通过应用程序汇款或付款。移动支付涉及在移动设备和商家的支付系统之间安全地传递信息。这可以通过 NFC(即近场通信)来实现,它允许通过将卡靠近合适的支付终端进行非接触式支付。移动钱包和支付市场随着时间的推移发生了巨大的变化。它从简单的基于 SMS 的支付系统开始,并已发展到结合 NFC 和生物识别等现代技术进行安全身份验证。UPI(即统一支付接口)的实施改变了移动钱包和支付,允许用户直接从银行账户进行顺畅的点对点交易。由于技术的不断进步、易用性和安全措施的加强,移动钱包和支付市场的未来前景十分光明。 Razorpay 移动应用等移动应用支付网关的出现,让企业能够轻松安全地接受 UPI 支付、NFC 支付和通过 POS 终端支付。此外,数字交易格局的演变使欧洲和南美移动钱包和支付市场不断进步
欧洲和南美移动钱包和支付市场概览
移动钱包是一种虚拟钱包,其中包含信用卡、借记卡、会员卡信息、票证和其他数字资产。它可通过安装在智能手机或平板电脑等移动设备上的应用程序访问。移动钱包允许用户直接从智能手机或其他移动设备支付日常服务费用,无需携带现金或卡。它不仅方便,而且更安全、更快捷,并允许用户进行非接触式支付。此外,Google Pay 和 Apple Pay 等钱包可以安全地存储信用卡信息,并允许用户在线和在店内付款。对移动钱包和支付的需求不断增长反映了金融交易方式的重大转变。
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欧洲和南美移动钱包和支付市场:
复合年增长率(2023 - 2031)27.1%- 2023 年市场规模
31 亿美元 - 2031 年市场规模
211 亿美元
市场动态
- 非接触式支付解决方案需求激增
- 电子商务行业扩张
- 政府对移动钱包和支付解决方案的采用的举措和支持
关键人物;主力;重要一员
- 苹果公司
- Alphabet 公司
- 美国电话电报公司
- Paypal 控股公司
- 三星电子有限公司、万事达卡公司
- Fitbit 有限责任公司
- 美国运通
- 维萨公司
- ACI全球公司
区域概况
市场细分
- 接近
- 偏僻的
- 近场通信
- 基于二维码
- 基于文本
- 仅限数字版
- 个人的
- 商业
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
欧洲和南美移动钱包和支付市场的驱动因素和机遇
非接触式支付解决方案需求激增有利于市场增长
非接触式支付解决方案在欧洲和南美国家大受欢迎,因为它们消除了携带现金购物的需要。非接触式支付(包括基于 NFC 和二维码的交易)因其能够加速金融交易而在欧洲和南美消费者中越来越受欢迎。自 COVID-19 疫情爆发以来,对快速、安全、干净的支付方式的需求大幅增加。这些方法改变了实体店和数字商店的结账体验,使消费者的交易更加方便。
政府举措和支持采用移动钱包和支付解决方案,为市场创造增长机会
移动钱包和支付解决方案具有高可访问性、提高安全性、降低交易成本并加速消费者和企业的支付的特点。这些解决方案具有双因素身份验证 (2FA),使交易安全无缝。欧洲和南美国家的政府正在采取措施鼓励采用移动钱包和支付解决方案,并通过降低额外的财务成本来保护其企业免受财务风险。2024 年 3 月,欧盟委员会 (EU) 实施了一项新的即时支付立法提案,该提案将于 2024 年 12 月生效。欧元区国家的支付服务提供商预计将在该立法生效九个月后达到第一个里程碑。欧盟委员会实施这项即时支付立法可能会使转账更安全、更经济。该提案要求所有提供常规欧元信用转账的支付服务提供商在单一欧洲支付区 (SEPA) 内实现即时支付。
欧洲和南美移动钱包和支付市场报告细分分析
促成欧洲和南美移动钱包和支付市场分析的关键部分是类型、技术和最终用户。
- 根据类型,市场分为远程和近距离。2023 年,近距离市场占据欧洲和南美移动钱包和支付市场的主导地位,占有较大的份额。
- 根据技术,市场分为 NFC、QR 码、基于文本和其他。QR 码部分在 2023 年占据了市场主导地位。
- 根据终端用户,欧洲和南美移动钱包和支付市场分为个人和企业。2023 年,个人市场占据主导地位。
欧洲和南美移动钱包和支付市场份额按地区分析
欧洲和南美移动钱包和支付市场报告的地理范围主要分为两个地区:欧洲和南美。2023 年,欧洲占据了市场主导地位。该地区移动支付和数字钱包服务的普及度正在上升,互联网用户参与在线购物的人数激增。目前,笔记本电脑和台式电脑是用于在互联网上购物的主要设备;然而,使用智能手机和平板电脑等移动设备进行这些购买的趋势很明显。此外,预计可能通过移动设备进行在线交易的欧洲人数量将会增加,从而推动对移动支付和数字钱包解决方案的需求。PayPal、Apple Pay 和 Google Wallet 等全球使用的电子钱包在欧洲拥有巨大的市场。然而,本地初创公司正在迅速崛起,挑战这些国际巨头。随着消费者越来越倾向于通过数字支付完成跨境交易,数字钱包的使用也在增加。
欧洲和南美移动钱包和支付市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 31亿美元 |
2031 年市场规模 | 211亿美元 |
全球复合年增长率(2023 - 2031) | 27.1% |
历史数据 | 2021-2022 |
预测期 | 2023-2031 |
涵盖的领域 | 按类型
|
覆盖地区和国家 | |
市场领导者和主要公司简介 |
|
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
欧洲和南美移动钱包和支付市场新闻和最新发展
通过收集一手和二手研究后的定性和定量数据来评估欧洲和南美的移动钱包和支付市场,其中包括重要的公司出版物、协会数据和数据库。以下列出了市场的一些发展情况:
- 三星电子有限公司宣布与万事达卡合作推出新计划 Wallet Express。该服务为银行和信用卡发行商提供了一种快速且经济高效的方法来扩展其数字钱包产品。(来源:三星电子有限公司,新闻稿,2023 年 12 月)
- 三星电子有限公司宣布在八个新市场推出三星钱包——澳大利亚、巴西、加拿大、香港、印度、马来西亚、新加坡和台湾。三星钱包是一款安全、随身携带的应用程序,可方便地整理和使用日常必需品。(来源:三星电子有限公司,新闻稿,2023 年 1 月)
欧洲和南美移动钱包和支付市场报告范围和交付成果
“欧洲和南美移动钱包和支付市场规模和预测(2020-2030 年)”报告对以下领域进行了详细的市场分析:
- 欧洲和南美移动钱包和支付市场规模以及区域和国家层面所有主要细分市场的预测
- 欧洲和南美移动钱包和支付市场趋势以及市场动态,如驱动因素、限制因素和关键机遇
- 详细的 PEST 和 SWOT 分析
- 欧洲和南美移动钱包和支付市场分析,涵盖主要市场趋势、区域框架、主要参与者、法规和最新市场发展
- 行业格局和竞争分析,涵盖市场集中度、热图分析、知名参与者以及欧洲和南美移动钱包和支付市场的最新发展
- 详细的公司简介
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
The market is expected to reach a value of US$ 21.10 billion by 2031.
Surging demand for contactless payment solutions and government initiatives and support for adoption of mobile wallet and payment solutions are driving the market growth.
The market is anticipated to expand at a CAGR of 27.1% during 2023-2031.
Google, Inc., Apple, Inc., American Express, PayPal Holdings, and Samsung Pay are major players in the market.
Expansion of e-commerce industry is a key trend in the market.
The List of Companies - Europe and South America Mobile Wallet and Payment Market
- Apple Inc
- Alphabet Inc
- AT&T Inc
- PayPal Holdings Inc
- Mastercard Inc
- Samsung Electronics Co Ltd
- American Express Co
- Visa Inc
- ACI Worldwide Inc
- Thales SA
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.