保险经纪市场规模预计将从 2023 年的 2279.5 亿美元增长到 2031 年的 5735.5 亿美元;预计 2023 年至 2031 年的复合年增长率为 12.2%。由于当前保险经纪市场趋势及其在预测期内可预见的影响,市场具有增长前景。该市场是保险行业一个庞大且不断扩大的部门。保险经纪市场的增长得益于保险单需求增加和数字经纪人扩张等因素。此外,有利的政府举措为市场增长提供了有利可图的机会。然而,购买保险的替代在线平台的可用性限制了市场的增长。
保险经纪市场分析
再保险是保险公司的保险。它是再保险公司和保险公司之间的合同。再保险通过收回他们支付给索赔人的全部或部分资金来帮助保险公司维持业务。再保险降低了特定风险的净负债,并为重大或大量损失提供灾难保护。保险公司购买再保险有四个原因:提高承保能力、稳定损失经验、保护自己和被保险人免受灾难,以及限制特定风险的责任。再保险通过保护保险公司免受累积负债的影响,增加了保险公司在发生不寻常的重大事件时承担财务负担的能力。这为保险公司提供了更多的权益和偿付能力保证。为了保持偿付能力,保险公司可以承保承保更大风险的保单,而无需通过使用再保险不必要地增加管理费用。此外,再保险为保险公司在发生异常损失时提供了大量流动资产。
近几十年来,全球化不断发展,这是跨国界商业和金融网络扩张的结果,使来自其他经济体的企业和工人之间的联系日益紧密。全球化程度的提高为国际投资创造了更多机会,从而产生了更多的投资相关计划。此外,工业化还促进了投资的增加、更广泛的合作、伙伴关系和合资企业,促进了保险经纪市场的增长。
定制此报告以满足您的需求
您可以免费定制任何报告,包括本报告的部分内容、国家级分析、Excel 数据包,以及为初创企业和大学提供优惠和折扣
- 获取此报告的关键市场趋势。这个免费样品将包括数据分析,从市场趋势到估计和预测。
再保险行业概况
- 随着数字技术的发展,保险经纪提供商不断寻找新方法来降低成本、优化流程和与客户建立联系。
- 保险经纪人在扩大移动设备的使用的同时,不断加大对人工智能(AI)、自动化、大数据等技术的投资。
- 此外,物联网 (IoT)IoT)为经纪人和保险公司提供了大量数据和见解,以设计高效的风险管理工具和系统,增强客户信息存储库,从而使他们能够根据客户需求提供及时、有针对性的保险。
- 此外,技术使得我们能够提供越来越准确的个性化服务。
保险经纪市场驱动因素
保险需求增加推动保险经纪市场
- 保险业是全球增长最快的行业之一。保险产品种类繁多,包括人寿保险、健康保险、汽车保险等,行业规模巨大。
- 这些保险产品的分销是通过直接渠道和中介渠道等多种渠道进行的。
- 中介渠道包括代理商、经纪人、零售商、银保等。因此,保险产品的采用率的提高也将促进保险经纪市场的增长。
- 保险经纪人根据客户要求提供与保单相关的专业建议,而客户选择的保险公司则向他们支付经纪费。
- 此外,大多数客户更愿意通过经纪人购买保险,以节省时间和金钱。因此,对保险单的需求增加推动了保险经纪市场的发展。
保险经纪市场报告细分分析
- 根据类型,保险经纪市场分为人寿和健康保险以及财产和意外伤害保险。预计到 2023 年,财产和意外伤害保险领域将占据相当大的保险经纪市场份额。
- 由于自然灾害发生的频率和严重程度不断上升,增加了对财产保险的需求,预计财产和意外伤害保险领域在预测期内也将保持最高的复合年增长率。
- 消费者和企业越来越多地寻求针对洪水、飓风和野火等各种自然事件的保护,从而推动了该领域在市场上的增长。
保险经纪市场份额按地区分析
保险经纪市场范围主要分为五个区域 - 北美、欧洲、亚太、中东和非洲以及南美。北美正在经历快速增长,预计将占据相当大的保险经纪市场份额。该地区的经济发展迅速、人口增长以及对风险管理和保险政策的日益关注促进了该地区市场的增长。
保险经纪市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响保险经纪市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的保险经纪市场细分和地理位置。
- 获取保险经纪市场的区域特定数据
保险经纪市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 2279.5亿美元 |
2031 年市场规模 | 5735.5亿美元 |
全球复合年增长率(2023 - 2031) | 12.2% |
史料 | 2021-2023 |
预测期 | 2023-2031 |
涵盖的领域 | 按类型
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
保险经纪市场参与者密度:了解其对业务动态的影响
保险经纪市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在保险经纪市场运营的主要公司有:
- 达信集团
- 怡安集团
- 韦莱韬悦
- 恒邦国际有限公司
- 有限责任公司
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 了解保险经纪市场顶级关键参与者概况
《保险经纪市场分析》根据类型、最终用户、模式和地理位置进行。根据类型,市场细分为财产和意外伤害再保险以及人寿和健康再保险。根据最终用户,市场细分为企业和个人。根据模式,市场细分为线上和线下。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。
保险经纪市场新闻及最新发展
公司在市场上采用无机和有机战略,例如并购。以下列出了一些近期的关键市场发展:
- 2024 年 1 月,总部位于美国的独立保险经纪公司 Lockton 宣布进入印度市场。Lockton 在全球拥有 135 多个办事处,进入印度需获得监管部门批准。这将满足印度对风险咨询和管理服务日益增长的需求。
[来源:Lockton,公司网站]
- 2023 年 11 月,保险经纪公司 RiskBirbal 宣布推出旨在减轻中小企业财务风险的保险和风险管理产品。该公司利用人工智能和基于物联网的技术以及风险管理策略来减轻财务风险并为中小微企业制定解决方案。
[来源:RiskBirbal,公司网站]
保险经纪市场报告范围和交付成果
保险经纪市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“保险经纪市场规模和预测(2021-2031 年)”对市场进行了详细分析,涵盖以下领域:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
The increase in demand for insurance policies and the expansion of digital brokers are the major factors that propel the global insurance brokerage market.
The global insurance brokerage market was estimated to be US$ 227.95 billion in 2023 and is expected to grow at a CAGR of 12.2 % during the forecast period 2023 - 2031.
Integration with IT and analytics solutions is anticipated to play a significant role in the global insurance brokerage market in the coming years.
The key players holding majority shares in the global insurance brokerage market are Marsh & McLennan Companies Inc.; Aon plc; Willis Towers Watson; HUB International Limited; and Acrisure, LLC.
The global insurance brokerage market is expected to reach US$ 573.55 billion by 2031.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
- Marsh & McLennan Companies Inc.
- Aon plc
- Willis Towers Watson
- HUB International Limited
- Acrisure, LLC
- Brown & Brown, Inc
- Gallagher
- Lockton
- Truist Insurance Holdings
- USI Insurance Services L.L.C
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.