Insurance Fraud Detection Market Scope and Size by 2031
预计从 2023 年到 2031 年,保险欺诈检测市场规模将以 26.4% 的复合年增长率扩大。成功管理大量数据、提高运营效率和增强客户体验的需求正在推动市场的增长。
保险欺诈检测市场分析
推动市场发展的几个关键因素包括不断增加的复杂分析方法的采用、保险欺诈发生率的明显上升、网络安全基础设施的显着增强、人工智能 (AI) 和物联网 (IoT) 支持的欺诈检测解决方案的更多利用,以及错误索赔的普遍性上升。此外,保险行业内欺诈活动日益复杂化和多样化,进一步促进了市场的增长轨迹。
保险欺诈检测市场 概述
- 保险欺诈检测包括保险提供商采用的策略和措施,以发现和减轻保单持有人或外部实体的欺骗行为。这包括利用复杂的分析方法、预测分析和技术来预测和预防即将发生的欺诈事件。
- 根本目标是防止造成财务负担的各种形式的欺诈活动,包括未注册的驾驶员、少报里程、交通违规/事故、虚构车库以降低保费以及雇主歪曲就业细节以获取更低的保费。
保险欺诈检测市场驱动因素和机会
虚假索赔频率增加推动保险欺诈检测市场增长
- 欺诈性索赔的不断增加,包括伪造的医疗文件、精心策划的事件和其他非法行为,刺激了保险行业对欺诈检测产品的需求。部门。
- 此外,高级分析和的整合正在催化保险欺诈检测市场的扩张。这种激增归因于迫切需要抵消影响保险业务完整性和财务稳定性的欺诈活动日益盛行的影响。
保险欺诈检测市场报告细分分析
- 根据组件,市场细分为解决方案和服务。解决方案部分预计将在 2023 年占据相当大的保险欺诈检测市场份额。
- 解决方案组件包括旨在识别、分析和防止欺诈活动的各种技术工具和平台。这些可能包括欺诈分析、身份验证机制以及治理、风险和合规 (GRC) 解决方案。在这些解决方案中使用先进的分析和技术对于增强对欺诈行为的检测和缓解至关重要,从而保障保险业务的完整性。
按地区划分的保险欺诈检测市场份额分析
保险欺诈检测市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据相当大的保险欺诈检测市场份额。北美的保险欺诈检测市场主要由美国主导,美国保险欺诈案件的增加推动了市场扩张。欺诈活动的增加刺激了保险业对欺诈检测产品和解决方案的需求增加。集成实时数据分析和预测模型以更有效地识别和防止非法活动是北美保险欺诈检测市场的一个关键趋势。
保险欺诈检测市场报告范围
“保险欺诈检测市场分析”是基于网络类型、应用程序、最终用户和地理位置进行的。在组件方面,市场细分为解决方案和服务。基于部署模式,市场细分为本地和云。根据企业规模,市场细分为大型企业和中小型企业。根据应用,市场细分为支付欺诈和账单欺诈、身份盗窃、索赔欺诈和洗钱。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲和南美洲。
保险欺诈检测市场新闻和最新发展
公司在市场上采用并购等无机和有机策略。保险欺诈检测市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。以下列出了一些最近的关键市场发展:
- 2024 年 3 月,领先的全球数据分析和技术提供商 Verisk (Nasdaq: VRSK) 今天宣布与保险技术公司进行两项新的合作,旨在加强保险索赔过程中的欺诈检测和分析。FRISS 和 Globlue Technologies 将通过与 Verisk 的 ClaimSearch® 集成加入 Verisk 索赔解决方案生态系统平台,该数据库包含全球最大的财产和意外伤害 (P&C) 索赔数据库,其中包含来自美国各地的 17 亿多起索赔
[来源:Verisk Analytics, Inc.,公司网站]
保险欺诈检测市场报告覆盖范围和交付成果
“保险欺诈检测市场规模和预测(2021-2031)”的市场报告对市场进行了详细的分析,涵盖以下领域-
- 范围内涵盖的所有关键细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机会。
- 未来的主要趋势。
- 详细的 PEST 和SWOT 分析
- 全球和区域市场分析,涵盖主要市场趋势、主要参与者、法规和近期市场发展。
- 行业格局和竞争分析,涵盖市场集中度、热图分析、主要参与者、近期发展。
- 详细的公司简介。
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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to country scope.
The List of Companies
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.