保险远程信息处理市场基于(关键地区、市场参与者、规模和份额)- 到 2031 年的预测

  • Report Code : TIPRE00011203
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
Buy Now

Insurance Telematics Market Dynamics 2021-2031

Buy Now

预计保险远程信息处理市场规模将从 2023 年到 2031 年以 18.3% 的复合年增长率扩大。传统车辆保险费率取决于您的驾驶情况,这与您日常的驾驶水平关系不大。另一方面,远程信息处理保险则根据您当前的驾驶行为确定保费,或为出色的驾驶行为提供奖励。有了远程信息处理,您驾驶得越好,节省的钱就越多。

保险远程信息处理市场分析

保险远程信息处理市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。保险远程信息处理最常用于监控个人的驾驶方式。它通过收集、测量和传输一系列数据点来工作。通常,汽车内一个小型 GPS 设备会保持其位置并监控多个因素,包括速度、距离和位置。保险远程信息处理还可以监控驾驶员的刹车和转弯。通过监控驾驶员的驾驶行为,保险公司可以向其整个客户群推出基于使用情况的保险 (UBI) 计划。借助额外的数据和见解,UBI 计划有可能颠覆传统的汽车保险业务模式。

保险远程信息处理 行业概览

  • 远程信息处理技术有助于加速基于使用情况的保险 (UBI) 的推出。UBI 计划以实际驾驶行为为基础定价,比传统保险提供更个性化和公平的定价。随着远程信息处理使用的增长,我们预计在汽车、家庭和商业等各种保险市场中会看到更多的 UBI 解决方案。这一趋势将使消费者能够控制保险成本并鼓励更安全的驾驶习惯。这就是远程信息处理趋势使保险行业受益的方式。
  • 远程信息处理在商业保险行业也越来越受欢迎。车队经理使用遥测技术来监控车辆性能、驾驶员行为和路线优化。保险公司可以利用这些信息提供更加个性化、更具成本效益的商业保险解决方案,以满足车队所有者和运营商的特定需求和风险。这一进步还使保险公司能够与远程信息处理提供商和车队管理公司合作。
  • 根据美国保险教育和研究联盟和 SambaSafety 于 2023 年发布的一份报告,约 78% 的商业汽车保险公司正处于研究阶段,准备推出基于使用情况的保险 (UBI) 产品。总体而言,65% 的商业保险公司受访者表示,他们的组织在一定程度上使用了远程信息处理,大多数 (38%) 表示他们仍处于早期阶段。三分之一的商业自动应答器计划在未来几年推出基于使用情况的保险 (UBI) 产品。

保险远程信息处理市场驱动因素

物联网、人工智能和 5G 等技术推动保险远程信息处理市场

  • 物联网 (IoT)、人工智能 (AI) 和 5G 等技术正在加速汽车行业的创新,为改善用户体验、合作伙伴合作和数据货币化创造了新的潜力。因此,远程信息处理驱动的基于使用情况的保险 (UBI) 正在获得关注。
  • 2024 年 4 月,Roadzen 宣布整合人工智能、远程信息处理和计算机视觉,以开发个性化的保险解决方案。传统的保险方法依赖于手动流程和历史数据,容易出现错误和人为错误。 Roadzen 使用实时车辆数据进行承保、索赔处理和欺诈检测,代表了一种更动态、更准确、更高效的方法。

保险远程信息处理 市场报告细分分析

  • 根据使用类型,保险远程信息处理市场报告细分为按行驶付费、按驾驶方式付费和管理驾驶方式。按行驶付费细分市场预计将在 2023 年占据保险远程信息处理市场的很大份额。
  • 按行驶付费是一种非传统和新时代的经济实惠的汽车保险,其保费相对较低,因为它是根据被保险人驾驶汽车的公里数计算的。这意味着投保人根据他驾驶汽车的距离支付保费。

保险远程信息处理 按地区进行的市场分析

保险远程信息处理市场报告的范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据相当大的保险远程信息处理市场份额。该地区在汽车保险领域的重大技术发展促进了这一增长。北美是美国和加拿大等许多发展中国家的所在地,推动了保险远程信息处理市场的增长。

保险远程信息处理 市场报告范围

“保险远程信息处理市场分析”是基于核心投资策略和地理位置进行的。就使用类型而言,市场细分为按里程付费、按驾驶方式付费和管理驾驶方式。根据地域,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。

保险远程信息处理市场新闻和最新发展

在保险远程信息处理市场中,公司采用并购等无机和有机策略。以下列出了一些近期的关键市场发展:

  • 2021 年 11 月,领先的关联保险服务提供商 FairConnect 和欧洲移动远程信息处理先驱 DriveQuant 合作,加快在欧洲保险市场开发和部署一流的白标联网汽车保险解决方案。新的合作伙伴关系汇集了 Palamon Capital Partners 的专业知识和财务援助。

[来源:DriveQuant,公司网站]

保险远程信息处理市场报告范围和交付成果

市场报告“保险远程信息处理市场规模和预测(2021 年和 2031 年)”对市场进行了详细的分析,涵盖以下领域-

  • 范围内涵盖的所有关键细分市场的全球、区域和国家/地区规模和预测。
  • 市场动态,例如驱动因素、限制因素和关键机会。
  • 关键的未来趋势。
  • 详细的 PEST 和 SWOT 分析
  • 全球和区域市场分析,涵盖关键市场趋势、关键参与者、法规和最近的市场发展。
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和最新发展。
  • 详细的公司简介。

Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

The List of Companies

1. Agero, Inc
2. Aplicom
3. IMS (Part of Trak Global Group)
4. Masternaut Limited
5. MiX Telematics
6. Octo Group S.p.A
7. Sierra Wireless
8. TOMTOM Telematics
9. Trimble Navigation
10. Verizon

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

Your data will never be shared with third parties, however, we may send you information from time to time about our products that may be of interest to you. By submitting your details, you agree to be contacted by us. You may contact us at any time to opt-out.

Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..