保险第三方管理人市场规模预计将从 2023 年的 2560.2 亿美元增至 2031 年的 5446.7 亿美元。预计 2023 年至 2031 年期间,该市场的复合年增长率为 9.9%。数字化第三方管理人很可能在未来几年继续成为主要的市场趋势。
保险第三方管理人市场分析
保险索赔过程可能很复杂且耗时。第三方管理人可以帮助保单持有人索取保单利益。他们在整个索赔过程中指导保单持有人并代表他们提出索赔。一旦提出索赔,第三方管理人就会对其进行调查和核实。他们的服务可以根据各种需求进行定制。此外,保险公司可以根据自己的具体需求定制与第三方管理人达成的协议。保险第三方管理人服务的其他值得注意的产品包括健康福利报告和分析、裁定索赔、计划成员的客户服务、医疗保健提供商网络访问、详细的医疗费用报告以及与经纪人和健康保险顾问的合作。随着索赔流程的复杂性不断增加,健康保险对管理员的需求不断增加,这推动了保险第三方管理人市场的增长。此外,保险行业的激增为未来的市场增长创造了机会。数字第三方管理人正在成为市场的一个重要趋势。另一方面,数据隐私问题和安全问题限制了保险第三方管理人市场的增长。
保险第三方管理人市场概览
第三方管理人是处理与保险计划相关的管理和运营任务的实体。管理职责通常包括处理索赔、招收消费者和收取保费,并遵守联邦法规。第三方管理人不制定健康保险计划的政策,但他们帮助保证其实施。单个第三方管理人可能与多家保险公司合作。虽然第三方管理人通常与健康保险有关,但他们受雇于保险行业的其他广泛领域。商业责任保险公司和退休计划管理人经常聘请第三方管理人担任理赔员或客户服务代表。第三方管理人公司可以是大型跨国公司,而拥有第三方管理人认证的个人也可以作为独立承包商工作。
定制此报告以满足您的需求
您可以免费定制任何报告,包括本报告的部分内容、国家级分析、Excel 数据包,以及为初创企业和大学提供优惠和折扣
- 获取此报告的关键市场趋势。这个免费样品将包括数据分析,从市场趋势到估计和预测。
保险第三方管理市场驱动因素和机遇
健康保险管理人员偏好增加有利于市场增长
第三方管理者充当保险公司和投保人之间的中介。他们负责监督特定服务,例如处理索赔、提供客户支持以及代表健康保险公司管理支付交易。这些服务提供商在处理健康保险的不同方面发挥着关键作用。他们在专用数据库中保存投保人的重要记录,并提供顺畅的后端协助。第三方管理者还确保正确处理投保人的索赔。他们保证他们管理的医院符合网络会员标准,从而实现无忧的索赔结算。多家第三方管理者提供的各种增值服务包括专业咨询、救护车服务、医疗用品、健康计划、生活方式管理、24 小时免费热线和医疗设施。Oriental Insurance、New India Assurance、National Insurance 和 United India 等保险公司选择 Vidal Health Insurance TPA、Health Insurance TPA of India Ltd、Focus Health Services TPA Pvt. Ltd、Family Health Plan Insurance TPA Limited 等公司提供的管理者服务。因此,第三方管理员在医疗保险中的广泛应用推动了市场的增长。
保险业蓬勃发展 创造市场机遇
随着国家的发展和人们可支配收入的增加,他们更有可能负担得起并认识到人寿、健康和财产保险计划等保险产品的价值。对于追求财务稳定的新兴中产阶级来说尤其如此。人们越来越意识到由于疾病、事故或自然灾害等不可预见的情况而造成经济损失的可能性。因此,个人、企业和其他实体寻求保险政策来保护自己免受影响,这推动了对可以帮助管理这些风险的保险解决方案的需求。根据联邦保险办公室 (FIO) 的数据,2022 年美国有 667 家持牌 L&H 保险公司、2,656 家 P&C 保险公司和 1,355 家健康保险公司。根据印度品牌资产基金会 (IBEF) 的数据,保险业是印度扩张显著的高端细分市场之一。保险业的这种上升趋势可以归因于收入的增加和对该行业的认识的提高。印度是新兴经济体中第六大寿险市场,年增长率为 32-34%。近年来,该行业经历了激烈的竞争。此外,保险业面临着诸多制约因素,包括高度动态的监管复杂性,这对组织的财务和运营稳定性构成了相当大的威胁。因此,保险业的持续发展为保险第三方管理人市场的增长创造了机会。
保险第三方管理人市场报告细分分析
有助于得出保险第三方管理人市场分析的关键部分是类型和最终用户。
- 根据类型,市场分为医疗保健、退休计划、商业一般责任保险和其他保险类型。医疗保健领域在 2023 年占据了市场主导地位。
- 就最终用户而言,市场分为大型企业和中小型企业。大型企业部门在 2023 年占据了市场主导地位。
保险第三方管理人市场份额分析(按地区)
- 保险第三方管理人市场分为五大区域:北美、欧洲、亚太地区 (APAC)、中东和非洲 (MEA) 以及南美和中美。2023 年,北美占据市场主导地位,其次是亚太地区和欧洲。
- 美国、加拿大和墨西哥是北美的主要经济体。该地区占全球保险第三方管理人市场的很大份额。这些管理员负责处理保险公司的索赔业务和其他各种服务。北美是一个高度发达的地区。该地区的企业广泛采用先进的解决方案来简化其业务工作流程和运营。保险行业的持续数字化是推动北美保险第三方管理人市场增长的因素之一。例如,2023 年 10 月,LIDP 与全球数字优先业务流程即服务 (BPaaS) 提供商 Sutherland 合作,推出了创新、全面的解决方案。数字工具和人工智能推动中台和后台数字化和客户体验 (CX),同时为保险公司的业务和增长提供更精确的洞察。
保险第三方管理人市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响保险第三方管理人市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的保险第三方管理人市场细分和地理位置。
- 获取保险第三方管理人市场区域特定数据
保险第三方管理人市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 2560.2亿美元 |
2031 年市场规模 | 5446.7亿美元 |
全球复合年增长率(2023 - 2031) | 9.9% |
史料 | 2021-2022 |
预测期 | 2024-2031 |
涵盖的领域 | 按保险类型
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
保险第三方管理人市场参与者密度:了解其对业务动态的影响
保险第三方管理市场正在快速增长,这得益于最终用户需求的不断增长,这些需求源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在保险第三方管理人市场运营的主要公司有:
- 塞奇威克
- 克劳福德公司
- CorVel 公司
- 联合健康保险服务有限公司
- 舵手管理服务有限公司
- 查尔斯·泰勒
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 获取保险第三方管理员市场顶级关键参与者概述
保险第三方管理人市场新闻及最新发展
保险第三方管理人市场通过收集一级和二级研究后的定性和定量数据进行评估,其中包括重要的公司出版物、协会数据和数据库。保险第三方管理人市场的一些发展如下:Sedgwick 宣布对其人工智能 (AI) 技术计划进行几项新更新。该技术的目标是通过预测、解决和自动化索赔生命周期中的步骤来加快索赔流程,从而增强消费者体验并简化索赔解决方案。
(来源:Sedgwick,新闻稿,2024 年 5 月)
- Crawford & Company 在英国的第三方管理业务 Crawford TPA 已与英国保险科技公司 Automated Insurance Solutions (AIS) 合作,以支持该国加快汽车索赔处理速度。Crawford TPA 将使用 AIS 的自动汽车索赔责任评估工具 BAIL 作为其不断发展的数字索赔管理生态系统的一部分。
(来源:Crawford & Company,新闻稿,2022 年 5 月)
保险第三方管理人市场报告覆盖范围及交付成果
“保险第三方管理人市场规模和预测(2021-2031)”对市场进行了详细分析,涵盖以下领域:
- 保险第三方管理人市场规模及预测,涵盖范围涵盖的所有主要细分市场的全球、区域和国家层面
- 保险第三方管理人市场趋势以及市场动态,如驱动因素、限制因素和关键机遇
- 详细的 PEST 和 SWOT 分析
- 保险第三方管理人市场分析涵盖主要市场趋势、全球和区域框架、主要参与者、法规和最新市场发展
- 行业格局和竞争分析,涵盖市场集中度、热点图分析、知名参与者以及保险第三方管理人市场的最新发展
- 详细的公司简介
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
The global third-party administrator market was estimated to be US$ 356.42 billion in 2023 and is expected to grow at a CAGR of 9.7 % during the forecast period 2023 - 2030.
Technological innovations in the market, which is anticipated to play a significant role in the global third-party administrator market in the coming years.
The key players holding majority shares in the global third-party administrator market are Sedgwick, Crawford & Company, CorVel, United Healthcare Services, Inc., and Helmsman Management.
The global third-party administrator market is expected to reach US$ 747.50 billion by 2031.
Increasing demand from the healthcare industry and growing digitalization are the major factors that propel the global third-party administrator market.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
The List of Companies - Insurance Third-Party Administrator Market
- Sedgwick
- Crawford and Company
- CorVel Corp
- UnitedHealth Group Inc
- Liberty Mutual Insurance Company
- Charles Taylor Limited
- ExlService Holdings, Inc.
- Arthur J Gallagher & Co
- Meritain Health
- Chubb Ltd
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.