Mobile Payments Market Trends, Size and Forecast (2021-2031)
预计从 2023 年到 2031 年,移动支付市场规模将以 35.1% 的复合年增长率增长。由于当前的移动支付市场趋势及其在预测期内的可预见影响,移动支付市场具有增长前景。由于智能手机的普及率不断提高以及电子商务行业的巨大增长,移动支付市场正在增长。技术整合和数字钱包的兴起为移动支付市场的增长提供了有利可图的机会。
移动支付市场分析
移动支付是指使用移动设备执行和确认付款,通常是向个人、商家或企业转移或支付账单、商品和服务的资金。移动支付可以是个人对个人 (P2P) 或消费者对消费者 (C2C) 交易,也可以是消费者对企业 (C2B)、企业对消费者 (B2C) 或企业对企业 (B2B) 交易。移动支付有两种类型:远程支付和近距离支付。移动支付利用技术将信息从移动设备安全地传输到商家的支付系统。
移动支付市场行业概览
- 移动支付市场是一个蓬勃发展的行业,消费者使用智能手机或其他移动设备进行支付。由于其便利性和可访问性,移动支付正在快速增长。
- 各种参与者,如科技巨头、银行和初创公司,都在这个市场上竞争,以提供安全且用户友好的支付解决方案。
- 随着智能手机的普及和数字交易的日益接受,消费者对移动支付的接受度也在稳步增长。
- 随着数字钱包和非接触式支付方式的兴起,该行业不断发展,为创新和增长提供了机会。
移动支付市场驱动因素
智能手机普及率上升推动移动支付市场
- 智能手机日益普及是移动支付市场增长的主要驱动力。随着全球越来越多的人拥有智能手机,他们可以轻松获得方便、多样的支付方式。智能手机使用户能够安全地存储支付信息,使交易变得快速而轻松。
- 此外,移动互联网连接的广泛普及使消费者可以随时随地付款,而无需现金或卡。这种便利性吸引并鼓励人们采用移动支付解决方案。
- 企业也受益于智能手机使用量的增加,因为他们可以提供适合移动设备的支付方式来吸引客户并增强他们的购物体验。此外,将移动支付集成到各种应用程序和平台中简化了结账流程,减少了购物车废弃并增加了销售额。
移动支付市场报告细分分析
- 根据类型,移动支付市场细分为远程支付和近距离支付。远程支付部分预计将在 2023 年占据相当大的移动支付市场份额。
- 远程支付是在线进行的,例如支付账单、向某人汇款或汇款时。另一方面,近距离支付是在近距离进行的,通常是在销售点 (POS)。远程支付对于没有实体店或销售数字商品和服务的商家(如 SaaS 公司)来说很方便。
按地区划分的移动支付市场份额分析
移动支付市场范围主要分为五个地区 - 北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据相当大的移动支付市场份额。随着智能手机和先进银行基础设施的广泛使用,消费者越来越多地转向移动支付解决方案进行交易。北美的主要参与者,包括科技公司、金融机构和零售商,正在投资和扩大其移动支付产品以满足不断增长的需求。
移动支付市场报告范围
“移动支付市场分析”是根据类型、最终用户和地理位置进行的。根据类型,市场细分为远程支付和近距离支付。根据最终用户,市场细分为 BFSI、医疗保健、IT 和电信、媒体和娱乐、零售和电子商务、交通运输等。根据地理位置,市场细分为北美、欧洲、亚太地区、中东和非洲以及南美。
移动支付市场新闻和最新发展
公司在移动支付市场采用并购等无机和有机策略。以下列出了一些最近的关键市场发展:
- 2024 年 3 月,万事达卡和 MTN Group Fintech 合作,帮助非洲各地的消费者和小企业通过移动支付进行交易。通过此次合作,万事达卡的技术将为 MTN 的金融科技平台提供支持,该平台拥有 2.9 亿用户和 6000 万个每月活跃的 MTN 移动货币 (MTN MoMo) 钱包。
[来源:万事达卡,新闻稿]
- 2023 年 9 月,HDFC 银行宣布在统一支付界面 (UPI) 上推出三款数字支付产品。这些产品分别是 UPI 123Pay:通过 IVR(交互式语音应答)付款、用于商户交易的 UPI 插件服务和二维码自动付款。
[来源:HDFC 银行,新闻稿]
移动支付市场报告内容和交付成果
移动支付市场预测是基于各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“移动支付市场规模和预测(2021-2031)”对市场进行了详细的分析,涵盖以下领域-
- 范围内涵盖的所有关键细分市场的全球、区域和国家/地区规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机会。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析,涵盖关键市场趋势、关键参与者、法规和最近的市场发展。
- 行业格局和竞争分析,涵盖市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
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As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
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The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
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