2023 年全球移动钱包和支付市场规模价值 102.8 亿美元,预计到 2031 年将达到 712.8 亿美元。预计 2023 年至 2031 年期间该市场的复合年增长率为 27.4%。预计发展中国家实时支付的出现将成为未来几年移动钱包和支付市场的重要趋势。
移动钱包和支付市场分析
随着时间的推移,移动钱包和支付应用程序已经发生了巨大的变化,为用户提供了无缝便捷的体验。它从简单的基于短信的支付系统开始,并发展到结合现代技术,如 NFC 和生物识别技术进行安全身份验证。UPI(即统一支付接口)的实施改变了移动钱包和支付方式,允许用户直接从银行账户进行顺畅的点对点交易。随着技术的进步、易用性、安全措施的加强和持续创新,移动钱包和支付市场的未来前景十分光明。随着移动商务和数字钱包越来越受欢迎,非接触式支付越来越被广泛接受。最近的一项研究发现,在接受采访的 3,000 名顾客中,超过一半的人使用手机在星巴克(49%)、麦当劳(43%)和沃尔玛(41%)店内付款。大多数非接触式支付将取代基于应用程序或数字钱包的交易,由配备近场通信(NFC)的硬件实现。这包括支持 NFC 的手机和读卡器。零售商必须购买并安装 NFC 销售点 (POS) 终端的基础设施,从而产生软 POS 系统所没有的额外费用,软 POS 系统是存储 NFC 和支付数据的智能设备。Razorpay 移动应用等多种移动应用支付网关的出现,使企业能够轻松、更安全地接受 UPI 支付、NFC 支付和通过 POS 终端的支付。
移动钱包和支付市场概览
移动钱包是一种虚拟钱包,其中包含信用卡、借记卡、会员卡信息、票证和其他数字资产。它可通过安装在智能手机或平板电脑等移动设备上的应用程序访问。移动钱包允许用户直接从智能手机或其他移动设备支付日常服务费用,无需携带现金或卡。它不仅方便,而且更安全、更快捷,并允许用户进行非接触式支付。此外,Google Pay 和 Apple Pay 等钱包可以安全地存储信用卡信息,并允许用户在线和在商店付款。对移动钱包和支付的需求不断增长反映了金融交易方式的重大转变。
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移动钱包和支付市场:
复合年增长率(2023 - 2031)27.4%- 2023 年市场规模
102.8 亿美元 - 2031年市场规模
712.8亿美元
市场动态
- 非接触式支付解决方案需求不断增长
- 政府加大力度推行移动钱包和支付解决方案
- 电子商务行业扩张
- 发展中国家实时支付的兴起
- 对多币种移动钱包的需求
关键人物
- 苹果公司
- Alphabet 公司
- 美国电话电报公司
- Paypal 控股公司
- 三星电子有限公司
- 万事达卡公司
- 泰雷兹公司
- 美国运通
- 维萨公司
- ACI全球公司
区域概况
- 北美
- 欧洲
- 亚太
- 南美洲和中美洲
- 中东和非洲
市场细分
- 接近性
- 偏僻的
- 近场通信
- 基于二维码
- 基于文本
- 仅限数字版
- 个人的
- 商业
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
移动钱包和支付市场的驱动因素和机遇
非接触式支付解决方案需求不断增长有利于市场增长
非接触式支付在全球范围内的普及率大幅上升,因为它消除了消费者在购物时携带现金的需要。数字支付,包括近场通信 (NFC) 和基于二维码的交易,正变得越来越流行。消费者非常喜欢非接触式支付解决方案,以加快金融交易速度。对快速、安全、干净的支付方式的需求,尤其是在后疫情时代,加速了非接触式技术的使用。这改变了实体店和数字商店的结账体验,使交易更快、更方便。
政府加大力度采用移动钱包和支付解决方案,创造市场增长机会
移动钱包和支付解决方案对消费者和企业至关重要,因为它们可以提高可访问性、提高安全性、降低交易成本并加快支付速度。技术进步日新月异、消费者对双因素身份验证 (2FA) 安全性的需求不断增长以及其他因素正在推动对移动钱包和支付解决方案的需求。这也鼓励政府机构采取主动行动,支持采用移动钱包和支付解决方案,以保护其业务免受金融风险。例如,印度电子和信息技术部 (MeitY) 下属的 DigiDhan Mission 旨在促进无现金经济并为所有公民提供顺畅的数字支付体验。同样,阿联酋中央银行 (CBUAE) 的子公司 Al Etihad Payments (AEP) 于 2023 年 10 月推出了 Aani。这个即时支付平台有望改变阿联酋的数字支付。Aani 是 CBUAE 金融基础设施转型 (FIT) 计划下的一项重要举措,代表着安全快速数字支付的新时代。
移动钱包和支付市场报告细分分析
有助于得出移动钱包和支付市场分析的关键部分是类型、技术和最终用户。
- 根据类型,市场分为远程和近距离。近距离市场在 2023 年占据了全球移动钱包和支付市场的主导地位。
- 根据技术,市场分为 NFC、QR 码、基于文本和其他。QR 码部分在 2023 年占据了市场主导地位。
- 根据最终用户,全球移动钱包和支付市场分为个人和企业。2023 年,个人市场占有较大的市场份额。
移动钱包和支付市场份额(按地区)分析
全球移动钱包和支付市场报告的地理范围主要分为五个地区:北美、欧洲、亚太、中东和非洲以及南美和中美洲。亚太地区在 2023 年占据了市场主导地位。移动技术和数字金融服务正在改变亚太地区的社会和经济环境。随着越来越多的个人能够使用互联网和智能手机,通过数字支付方式进行的交易正在增加。例如,根据 PayPal 进行的一项调查,35% 的地区受访者使用移动钱包,而 13% 的受访者使用手机上的数字银行和在线交易等非接触式支付。亚太地区正在成为无现金经济体的主要国家是中国、日本、印度和马来西亚。由于政府越来越多地推动无现金交易,以及允许数字支付方式的商业模式越来越受欢迎,这些国家正在成为电子钱包行业的世界领导者。
移动钱包和支付市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 102.8亿美元 |
2031 年市场规模 | 712.8亿美元 |
全球复合年增长率(2023 - 2031) | 27.4% |
史料 | 2021-2022 |
预测期 | 2024-2031 |
涵盖的领域 | 按类型
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
- 示例 PDF 通过定性和定量分析展示了内容结构和信息的性质。
移动钱包和支付市场新闻和最新发展
全球移动钱包和支付市场通过收集一手和二手研究后的定性和定量数据进行评估,其中包括重要的公司出版物、协会数据和数据库。以下列出了全球移动钱包和支付市场的一些发展情况:
- Apple Inc 宣布对 iOS、Safari 和 App Store 进行更改,以符合《数字市场法案》 (DMA),从而影响欧盟 (EU) 的开发者应用程序。这些更改包括 600 多个新 API、扩展的应用程序分析、替代浏览器引擎的功能以及处理应用程序付款和分发 iOS 应用程序的选项。(来源:Apple Inc,新闻稿,2024 年 1 月)
- 万事达卡公司推出了一款新的移动虚拟卡应用程序,可将虚拟商业卡无缝添加到数字钱包中。这款创新的应用程序旨在为金融机构提供更多选择,以提供公司越来越期望的安全且可持续的非接触式支付解决方案。(来源:万事达卡公司,新闻稿,2024 年 4 月)
移动钱包和支付市场报告覆盖范围和交付成果
“移动钱包和支付市场规模和预测(2021-2031)”报告对以下领域进行了详细的市场分析:
- 范围内涵盖的所有主要细分市场的全球、区域和国家级移动钱包和支付市场规模和预测
- 移动钱包和支付市场趋势以及市场动态,如驱动因素、限制因素和关键机遇
- 详细的 PEST/波特五力分析和 SWOT 分析
- 移动钱包和支付市场分析涵盖主要市场趋势、全球和区域框架、主要参与者、法规和最新市场发展
- 行业格局和竞争分析,涵盖市场集中度、热图分析、知名参与者以及移动钱包和支付市场的最新发展
- 详细的公司简介
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
Asia Pacific dominated the global mobile wallet and payment market in 2023.
The surging demand for contactless payment solutions is a major factor driving the mobile wallet and payment market.
The emergence of real-time payments in developing nations is likely to trend in the market during the forecast period.
The market is expected to record a CAGR of 27.4% during the forecast period.
The value of the mobile wallet and payment market is estimated to reach US$ 71.28 billion by 2031.
Apple Inc, Google, Inc, AT&T Inc, Paypal Holdings Inc, and Samsung Electronics Co Ltd are among the leading players in the mobile wallet and payment market.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
The List of Companies - Mobile Wallet and Payment Market
- Apple Inc
- Alphabet Inc
- AT&T Inc
- PayPal Holdings Inc
- Mastercard Inc
- Samsung Electronics Co Ltd
- American Express Co
- Visa Inc
- ACI Worldwide Inc
- Thales SA
- Early Warning Services, LLC
- PayU
- Alipay
- One MobiKwik Systems Limited
- FIS Global
- Bharti Airtel Ltd
- PhonePe Pvt Ltd
- Software Group
- Telefonaktiebolaget LM Ericsson
- Paytm E-Commerce Pvt Ltd
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.