抵押贷款/贷款经纪人市场规模预计将从 2023 年的 2973 亿美元增长到 2031 年的 9312.4 亿美元;预计 2023 年至 2031 年的复合年增长率为 15.3%。抵押贷款/贷款经纪人市场的趋势包括有利的法规、客户忙碌的生活方式以及对具有成本效益的服务的需求。
抵押贷款/贷款经纪人市场分析
抵押贷款/贷款经纪行业正在拥抱数字化,以增强其客户服务并扩大其全球影响力。这包括贷款经纪人能够更好地接触大量贷方,从而增加客户获得良好贷款交易的机会。在预测期内,节省时间和精力的需求日益增长,预计将推动抵押贷款/贷款经纪市场的增长。
抵押贷款/贷款经纪人行业概况
- 抵押贷款经纪人是充当贷方和公司之间的中介的专家。贷方是批准贷款的人,而公司是寻求借款的人群。
- 抵押贷款经纪人向借款人提供来自不同贷方的各种贷款。经纪人会为客户寻找新产品或新业务推出时所需的最佳融资利率和条款。他们与贷方讨价还价以确保贷款获批或寻找其他合适的选择。
- 在预测期内,全球客户对贷款的需求不断增长,推动了市场增长。
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抵押贷款/贷款经纪人市场驱动因素和机遇
抵押贷款经纪人节省借款人的精力和时间
- 抵押贷款经纪人帮助客户找到利率较低的最佳贷款机构,从而节省时间并提供大量工作。抵押贷款经纪人保持定期联系,并经常与贷款机构沟通有关报价,找到理想的贷款机构,为客户节省时间。此外,他们处理所有与贷款相关的文件,这也有助于节省精力和时间。因此,在预测期内推动市场发展。
- 此外,由于有合适的经纪人能够有效地处理所有立法文件工作,消费者无需担心任何与贷款相关的法律工作。
抵押贷款/贷款经纪人市场报告细分分析
- 根据用途,抵押贷款/贷款经纪市场分为住房贷款、商业和工业贷款、汽车贷款、政府贷款和其他贷款。
- 预计到 2030 年,住房贷款领域将占据抵押贷款/贷款经纪人市场的很大份额。住房是许多个人和家庭最突出的目标,这鼓励个人攒钱支付首付或获得抵押贷款资格。住房需求的不断增长增加了全球个人对住宅物业贷款的需求,从而推动了这一领域的发展。
按地区划分的抵押贷款/贷款经纪人市场份额分析
抵押贷款/贷款经纪人市场报告的范围主要分为五个区域 - 北美、欧洲、亚太地区、中东和非洲以及南美。北美正在经历快速增长,预计将占据抵押贷款/贷款经纪人市场的很大份额。有大量服务提供商的存在,例如美国银行公司、加拿大皇家银行、Truist Financial Corp、PennyMac Loan Services, LLC、卡塔尔国家银行和渣打银行有限公司等。这些参与者不断致力于以低利率提供贷款。此外,在预测期内,不断改善的宏观经济形势和不断增长的资本市场正在推动市场发展。
抵押贷款/贷款经纪人市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响抵押贷款/贷款经纪人市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的抵押贷款/贷款经纪人市场细分和地理位置。
- 获取抵押贷款/贷款经纪人市场的区域特定数据
抵押贷款/贷款经纪人市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 2973亿美元 |
2031 年市场规模 | 9312.4亿美元 |
全球复合年增长率(2023 - 2031) | 15.3% |
史料 | 2021-2023 |
预测期 | 2023-2031 |
涵盖的领域 | 按企业规模
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
抵押贷款/贷款经纪人市场参与者密度:了解其对业务动态的影响
抵押贷款/贷款经纪人市场正在快速增长,这得益于最终用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在抵押贷款/贷款经纪市场运营的主要公司有:
- 美国银行
- 加拿大皇家银行
- 法国巴黎银行
- Truist 金融公司
- 三菱日联金融集团
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 获取抵押贷款/贷款经纪人市场顶级关键参与者概述
“抵押贷款/贷款经纪人市场分析”是根据企业规模、应用、最终用户和地理位置进行的。就企业规模而言,抵押贷款/贷款经纪人市场分为大型企业和中小型企业 (SME)。根据应用,市场分为住房贷款、商业和工业贷款、汽车贷款、政府贷款和其他贷款。根据最终用户,抵押贷款/贷款经纪人市场分为企业和个人。按地区划分,抵押贷款/贷款经纪人市场分为北美、欧洲、亚太地区 (APAC)、中东和非洲 (MEA) 和南美 (SAM)。
抵押贷款/贷款经纪市场新闻和最新发展
抵押贷款/贷款经纪人市场预测是根据各种二手和一手研究结果(例如主要公司出版物、协会数据和数据库)估算的。公司在抵押贷款/贷款经纪人市场中采用并购等无机和有机策略。以下列出了一些近期的关键市场发展:
- 2024 年 3 月,BCA 为寻找住房的新家庭提供 2.67% 的抵押贷款特别利率。[来源:BCA,公司网站]
- 2023 年 11 月,浙商银行和永丰银行担任绿色贷款协调人,为基汇资本管理的资产提供 13.3 亿美元(合 12.4 亿元人民币)的俱乐部贷款。[来源:基汇资本,公司网站]
- 2023 年 5 月,摩根大通从联邦存款保险公司 (FDIC) 收购了第一共和银行的资产,以推进其财富战略。摩根大通收购了约 1730 亿美元贷款和约 300 亿美元证券的绝大部分股份。[来源:摩根大通,公司网站]
- 2023 年 2 月,卡塔尔国家银行宣布通过其 QNB 住房机会计划向中低收入个人提供 300 万美元的首笔抵押贷款。[来源:卡塔尔国家银行,公司网站]
- 2022 年 8 月,美国银行公司宣布为首次购房者提供一项新的抵押贷款解决方案,该解决方案提供银行提供的首付款且无交易费用。社区可负担贷款解决方案适用于夏洛特、达拉斯、底特律、洛杉矶和迈阿密的黑人/非裔美国人和西班牙裔-拉丁裔社区的房产(根据美国人口普查的定义)。[来源:美国银行公司,公司网站]
- 2022 年 1 月,PennyMac Loan Services, LLC 宣布将其经纪人直销部门更名为 Pennymac TPO。该公司通过扩展其专业知识、资源和权力,帮助其经纪人和非委托代理合作伙伴找到发展业务的新方法。该公司计划推出 POWER+,这是一个下一代技术平台,可让经纪人更快地获得专家建议、指导和实时互动,从而使他们能够为客户和推荐合作伙伴提供出色的体验。[来源:PennyMac Loan Services, LLC,公司网站]
抵押贷款/贷款经纪人市场报告覆盖范围和交付成果
《抵押贷款/贷款经纪人市场规模和预测(2021-2031 年)》市场报告对以下领域进行了详细的市场分析:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者、最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
Rising demand for homeownership, complexity of mortgage products, and growing digitalization are the major factors that propel the global mortgage/loan broker market.
The key players holding majority shares in the global mortgage/loan broker market are Bank of America Corp; Royal Bank of Canada; BNP Paribas SA; Truist Financial Corp; and PennyMac Loan Services, LLC;
The global mortgage/loan broker market is expected to reach US$ 931.24 billion by 2031.
Favorable regulations and the busy lifestyle of customers are impacting the mortgage/loan broker, which is anticipated to play a significant role in the global mortgage/loan broker market in the coming years.
The global mortgage/loan broker market was estimated to be US$ 297.33 billion in 2022 and is expected to grow at a CAGR of 15.3% during the forecast period 2023 - 2031.
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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.