支付处理解决方案市场增长、规模、份额、趋势、关键参与者分析和预测至 2030 年

  • Report Code : TIPRE00005022
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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【研究报告】支付处理解决方案市场预计将从2022年的1188.4亿美元增长到2030年的2596.2亿美元;预计 2022 年至 2030 年复合年增长率为 10.3%。
分析师观点:
解决方案提供商越来越多地实施强大的安全措施和欺诈预防技术,正在推动支付处理解决方案市场的增长。电子商务行业的扩张预计也将在预期期间推动全球支付处理市场的发展。此外,人工智能、机器学习、5G、大数据分析和云等先进技术的不断采用,正在为支付处理解决方案市场份额创造增长机会。
市场概述:
支付处理是指授权、验证,并完成商家和消费者之间的金融交易。该过程涉及从买方帐户到卖方帐户的资金转移和交换付款信息。它通常涉及许多方,例如卖方、买方、发卡银行、收单银行和支付网关。
支付处理解决方案是电子系统和软件,支持商家和消费者之间的金融交易资金。市场上有各种支付处理解决方案,包括卡支付、数字钱包和自动房屋清洁。卡支付包括借记卡、信用卡、储值卡和外汇卡。数字钱包通过 Google Pay、PhonePe、Amazon Pay、Square Cash 等处理金融交易。此外,客户还可以使用其他几种支付处理解决方案,例如支票和支票付款。这些解决方案通过确保安全性、便利支付和高效简化交易流程来帮助用户,从而增加消费者需求。因此,所有这些因素都推动了支付处理解决方案的市场份额。

市场驱动因素:
客户对欺诈和安全预防的日益关注正在推动支付处理解决方案市场的增长
数字不断上升金融欺诈的发生增加了客户对欺诈和安全预防活动的关注,推动了全球支付处理解决方案市场的发展。例如,根据国家警察厅的数据,日本的经济损失为 6513 万美元,从 2021 年的 21.2% 上升到 2022 年的 35%,这增加了消费者对使用适当的支付处理解决方案的担忧。消费者高度关注保护其金融交易免受欺诈和网络犯罪的侵害。这鼓励公司实施强大的欺诈预防技术和安全措施,以帮助消费者保护敏感的支付信息。此外,建立消费者信任的需求不断增长,增加了对加密技术的需求,以在客户、支付处理商和商家之间安全传输支付数据。这种加密技术包括信用卡名称和到期日期,以保护支付信息免遭未经授权的访问或中断。该技术的工作原理是将支付数据加密成不可读的代码。然而,服务提供商越来越注重提供安全和欺诈预防解决方案以建立消费者信任,推动了支付处理解决方案市场的发展。
报告细分和范围:
支付处理解决方案市场根据组件、支付方式和垂直行业进行细分。根据组件,支付处理解决方案市场分为解决方案和服务。从支付方式来看,支付处理解决方案市场分为卡支付、数字钱包等。根据行业垂直,支付处理解决方案分为 BFSI、零售和电子商务、政府和公用事业、旅游和酒店、IT 和电信等。按地区划分,支付处理解决方案市场分为北美、欧洲、亚太地区 (APAC)、中东和非洲 (MEA) 以及南美洲 (SAM)。
细分分析:
基于支付根据方法,支付处理解决方案市场分为卡支付、数字钱包等。由于全球消费者的广泛采用,预计数字钱包领域在预测期内将以最高复合年增长率扩张。数字钱包现在对于安全、轻松的移动支付处理变得至关重要。数字钱包为用户提供复杂的安全功能,包括加密和标记化。它们增强了客户信心并推广数字支付方式,从而推动了该细分市场的市场发展。支付处理解决方案市场的扩张与非接触式支付的激增有关,二维码和 NFC 技术的结合正在推动该市场的发展。用于跨境交易的数字钱包的可用性正在推动支付处理解决方案市场。数字钱包为用户提供各种计划,例如奖励和电子钱包忠诚度计划,鼓励用户采用这些在线支付方式。然而,数字钱包允许用户通过智能手机或其他移动设备进行交易,预计这将在预测期内推动市场发展。
区域分析:
北美预计在预测期内将以显着的速度扩张时期。北美支付处理解决方案市场分为美国、加拿大和墨西哥。由于该地区支付处理解决方案的广泛采用和投资,该地区在全球支付处理解决方案市场中占据了显着的份额。 Cisco Systems、Fiserv、Mastercard、Alphabet、Visa、Stripe、FIS Global、Square、PayU 和 ACI Worldwide 等解决方案提供商的出现正在推动市场发展。这些参与者正在不断开发基于人工智能的支付处理解决方案来支持全球客户,预计这将在预测期内创造市场机会。例如,2022 年 10 月,Pelican/ACE Software Solutions Inc. 延长了合作伙伴协议,为奥地利桑坦德消费者银行提供支付即服务 (PaaS) 解决方案。基于人工智能的支付处理解决方案在多个行业的使用不断增加,正在推动该地区的市场发展。然而,人们对支付处理解决方案优势的认识不断提高以及研发活动投资的增加正在推动该地区的市场发展。
主要参与者分析:
Cisco Systems、Fiserv、Mastercard International Incorporated、Alphabet、Visa、Stripe、 FIS Global、Square、PayU 和 ACI Worldwide 是报告中介绍的主要支付处理解决方案市场参与者。
最新动态:
支付处理解决方案市场参与者高度采用无机和有机策略。下面列出了最近的一些关键市场动态:
2023 年 11 月,Al Ansari Exchange 获得阿联酋中央银行批准获得储值设施和零售支付服务提供商许可证。这一创新平台旨在重新定义数字交易,为企业和消费者提供安全且用户友好的氛围,以促进快速、安全和便捷的数字交易。2023 年 6 月,Visa 收购了 Pismo,以提供跨借记卡、借记卡、银行卡和发行人处理能力的核心银行和发卡机构处理能力。通过云原生 API 为客户提供信用卡、预付卡和商务卡。该公司还为新兴支付轨道(包括巴西的 Pix)提供连接和支持。2023 年 6 月,Adyen 推出了 Payout 服务,以加快支付处理速度。该服务允许客户按照他们方便的方式更快地支付资金。2022 年 5 月,Square 旗下公司 Afterpay 与 Rite Aid 合作,支持在线购物者分四期支付日常用品,无需额外费用。2022 年 2 月,苹果公司推出iPhone 上的 Tap to Pay 使零售商和商家能够安全、无缝地接受 Apple Pay 解决方案。 iPhone 上的 Tap to Pay 允许企业利用 iPhone 的便利性和安全性来接受非接触式付款。
  • Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
  • PEST and SWOT Analysis
  • Market Size Value / Volume - Global, Regional, Country
  • Industry and Competitive Landscape
  • Excel Dataset
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

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to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
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Frequently Asked Questions


What is the estimated global market size for the payment processing solutions market in 2022?

The estimated global market size for the payment processing solutions market in 2022 is expected to be around US$ 118.84 billion

What are the driving factors impacting the payment processing solutions market?

1. Increasing Customers' Focus on Fraud and Security Prevention
2. Growing Digitalization and Expansion of the E-commerce Industry

Which are the key players holding the major market share of payment processing solutions market?

Cisco Systems, Inc., Fiserv, Inc., Mastercard International Incorporated, Alphabet Inc, Visa Inc, Stripe, Inc., FIS Global, Square, PayU, and ACI Worldwide Inc are the key market players expected to hold a major market share of payment processing solutions market in 2022

Which is the fastest growing regional market?

Asia Pacific is expected to register highest CAGR in the payment processing solutions market during the forecast period (2022-2030)

What is the future trend in the payment processing solutions market?

Rising Adoption of Value-added Services by Fintech, Banks, and Other Financial Institutions

Which countries are registering a high growth rate during the forecast period?

US, Germany, and China are expected to register high growth rate during the forecast period

Which is the leading application segment in the payment processing solutions market?

Solution segment is expected to hold a major market share of payment processing solutions market in 2022

Which country is holding the major market share of payment processing solutions?

The US is expected to hold a major market share of payment processing solutions market in 2022

What will be the global market size of payment processing solutions market by 2030?

The global market size of payment processing solutions market by 2030 will be around US$ 259.62 billion

What is the incremental growth of the payment processing solutions market during the forecast period?

The payment processing solutions market is expected to register an incremental growth value of US$ 140.78 billion during the forecast period

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The List of Companies - Payment Processing Solutions Market 

  • Cisco Systems
  • Fiserv
  • Mastercard International Incorporated
  • Alphabet
  • Visa
  • Stripe
  • FIS Global
  • Square
  • PayU
  • ACI Worldwide

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The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

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As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

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Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

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We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

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The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

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We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.