私人银行市场规模预计将从 2023 年的 4813.0 亿美元增长到 2031 年的 10317.1 亿美元;预计从 2023 年到 2031 年,该市场将以 10.0% 的复合年增长率增长。由于当前的私人银行市场趋势及其在预测期内可预见的影响,该市场具有增长前景。就盈利能力而言,私人银行是金融服务领域中领先的行业。
近几十年来,全球化不断发展,跨国界的商业和金融网络不断扩张,使来自其他经济体的企业和工人之间的联系日益紧密。全球化的深入为国际投资创造了更多机会,从而催生了更多投资挂钩项目。此外,工业化还促进了投资的增加、更广泛的合作、伙伴关系和合资企业,促进了私人银行市场的增长。
私人银行市场分析
私人银行业务是指零售银行和其他金融机构向其高净值个人 (HNWI) 客户提供的定制金融服务和产品。私人银行业务由各种规模的消费银行和经纪公司提供,但其目标客户群是特定群体。通常,这种服务由被称为“私人银行”或“财富管理”部门的专门部门提供。私人银行业务提供各种财富管理服务,所有服务都位于同一屋檐下,十分方便。信托和遗产规划、保险、税务服务以及投资和投资组合管理是私人银行业务提供的一些服务。在日益自动化和数字化的银行环境中,私人银行业务为客户提供一系列福利、特权和定制服务,这正成为一种备受推崇的资产。尽管如此,银行及其私人客户都能从中受益。
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私人银行行业概览
- 私人银行业务包括支票和储蓄账户等常见的金融服务,但提供方式更加个性化。
- 每位客户都会有一位“客户经理”或“私人银行家”负责处理任何问题。从设立巨额抵押贷款等复杂工作到支付账单等日常事务,一切都由私人银行家管理。
- 另一方面,私人银行除了处理 CD 和保险箱之外,还处理客户的完整财务状况。
- 投资策略和财务规划、投资组合管理、专业融资选择、退休计划以及向子孙后代转移资金方面的建议都是专业服务的例子。
私人银行市场驱动力
财富管理解决方案需求旺盛 私人银行市场蓬勃发展
- 财富管理解决方案需求的飙升预计将重新定义私人银行市场的动态,催化深刻的定价转变。
- 随着高净值个人越来越多地寻求复杂的策略来保护和增加他们的资产,私人银行被迫增强其产品和服务质量和竞争地位。
- 随着个人积累的财富越来越多,他们寻求复杂的投资策略、税收优化、遗产规划和个性化建议,而所有这些都是私人银行所提供的。
- 因此,随着财富管理解决方案的需求不断增长,私人银行将看到更多的业务机会并扩展其服务以满足富裕客户不断变化的需求。
- 此外,金融市场和投资选择的日益复杂,进一步增加了对专家指导和定制解决方案的需求,而私人银行可以满足这些需求。
- 随着全球财富不断增加,特别是在新兴市场,私人银行服务的潜在客户群不断扩大,进一步推动私人银行市场的增长。
私人银行市场报告细分分析
- 根据类型,私人银行市场分为资产管理服务、保险服务、信托服务、税务咨询和房地产咨询。
- 预计2023年资产管理服务领域将占据私人银行市场的相当一部分份额。
- 私人银行资产管理服务是指由私人银行机构内的金融专家团队对客户的投资和资产进行专业管理。该服务通常涉及根据客户的财务目标、风险承受能力和投资期限量身定制的个性化投资策略。
- 私人银行家就资产配置、投资组合多样化和投资选择提供建议和指导,旨在有效管理风险的同时实现回报最大化。
- 他们还可能提供额外的服务,例如遗产规划、税收优化和财富保全策略。
私人银行市场份额按地区分析
私人银行市场范围主要分为五个地区 - 北美、欧洲、亚太、中东和非洲以及南美。北美正在经历快速增长,预计将占据私人银行市场的重要份额。该地区的经济发展迅速、人口增长以及对风险管理和私人银行业务的日益关注促进了市场的增长。
私人银行市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响私人银行市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的私人银行市场细分和地理位置。
- 获取私人银行市场的区域特定数据
私人银行市场报告范围
报告属性 | 细节 |
---|---|
2023 年的市场规模 | 4813亿美元 |
2031 年市场规模 | 10317.1亿美元 |
全球复合年增长率(2023 - 2031) | 10.0% |
史料 | 2021-2023 |
预测期 | 2023-2031 |
涵盖的领域 | 按类型
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
私人银行市场参与者密度:了解其对业务动态的影响
私人银行市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在私人银行市场运营的主要公司有:
- 瑞士信贷集团。
- 摩根大通
- 摩根士丹利
- 加拿大皇家银行
- 瑞银
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 了解私人银行市场顶级关键参与者概况
《私人银行市场分析》是按照类型和应用进行的。根据类型,市场细分为资产管理服务、保险服务、信托服务、税务咨询和房地产咨询。根据应用,私人银行市场细分为个人和企业。根据地域,市场细分为北美、欧洲、亚太、中东和非洲以及南美。
私人银行市场新闻及最新发展
在私人银行市场,企业采用并购等无机和有机战略。以下列出了一些近期的关键市场发展:
- 2023 年 7 月,汇丰宣布在印度推出全球私人银行 (GPB) 业务,为高净值 (HNW) 和超高净值 (UHNW) 专业人士、企业家及其家人提供服务。新业务面向可投资资产超过 200 万美元的客户。此次推出还表明该行致力于通过提供世界一流的财富解决方案、全球私人银行专业知识、广泛的国际网络以及商业银行和全球银行及市场能力,引领亚洲财富管理。
[来源:汇丰银行,公司网站]
- 2022年10月,汇丰全球私人银行在中国大城市成都和杭州开展业务,力争在中国财富市场中占据更大份额。该行还计划探索中国西南地区的机会。
[来源:汇丰银行,公司网站]
私人银行市场报告范围及交付成果
私人银行市场预测是根据各种二手和一手研究结果估算的,例如主要公司出版物、协会数据和数据库。市场报告“私人银行市场规模和预测(2021-2031 年)”对市场进行了详细分析,涵盖以下领域:
- 范围内涵盖的所有主要细分市场的全球、区域和国家层面的市场规模和预测。
- 市场动态,例如驱动因素、限制因素和关键机遇。
- 未来的主要趋势。
- 详细的 PEST 和 SWOT 分析
- 全球和区域市场分析涵盖主要市场趋势、主要参与者、法规和最新的市场发展。
- 行业格局和竞争分析包括市场集中度、热图分析、关键参与者和最新发展。
- 详细的公司简介。
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
- Excel Dataset
Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
This text is related
to country scope.
Frequently Asked Questions
Huge demand for wealth management solutions and increasing demand for private equity are the major factors that propel the global private banking market.
The global private banking market was estimated to be US$ 481.30 billion in 2023 and is expected to grow at a CAGR of 10.0 % during the forecast period 2023 - 2031.
Digital transformation promoting online private banking is anticipated to play a significant role in the global private banking market in the coming years.
The key players holding majority shares in the global private banking market are CREDIT SUISSE GROUP.; JPMorgan Chase & Co; Morgan Stanley; Goldman Sachs; and Bank of America Corporation
The global private banking market is expected to reach US$ 1,031.71 billion by 2031.
Trends and growth analysis reports related to Banking, Financial Services, and Insurance : READ MORE..
- CREDIT SUISSE GROUP.
- JPMorgan Chase & Co
- Morgan Stanley
- Royal Bank of Canada
- UBS
- JuliusBaer Group
- Charles Schwab & Co
- Citigroup Inc
- Goldman Sachs
- Bank of America Corporation
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.