实时支付市场规模和预测(2021 - 2031)、全球和地区份额、趋势和增长机会分析报告范围:按支付性质(P2P、P2B 和 B2P);组件(解决方案、服务);企业规模(大型企业、中小企业)和地理位置(北美、欧洲、亚太地区、南美洲和中美洲)

  • Report Code : TIPRE00013242
  • Category : Banking, Financial Services, and Insurance
  • No. of Pages : 150
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Real Time Payments Market Key Players Analysis 2031

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全球实时支付市场规模预计将从 2023 年的 196.2 亿美元增长到 2031 年的 1863.9 亿美元;预计从 2024 年到 2031 年,该市场规模的复合年增长率将达到 32.5%。人工智能和物联网的日益普及很可能仍是实时支付市场的一个关键趋势。

实时支付市场分析

市场增长可归因于智能手机的广泛使用以及采用基于云的解决方案来加快支付处理速度。智能手机的普及和使用率的提高导致对迎合移动用户的产品和服务的需求增加。

实时支付市场概览

实时支付 (RTP) 是一种尖端的金融系统,使企业能够进行即时和无缝的交易。与传统支付方式(通常涉及延迟和手动流程)不同,RTP 允许立即转账,确保快速高效地处理付款。借助 RTP,企业可以享受即时结算的好处,无需等待,并降低延迟付款的风险。这种实时功能使组织能够优化现金流,增强管理并提高整体财务绩效。此外,RTP 提供增强的安全措施,以保护企业及其客户免受欺诈活动的侵害。该系统采用先进的加密技术和身份验证协议,确保每笔交易都安全且保密地进行。

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实时支付市场驱动因素和机遇

基于移动的交易和电子商务的增长有利于实时支付市场的增长

网上购物和电子商务销售的持续增长一直是实时支付市场发展的重要驱动力。移动商务的日益普及及其提供的便利性促进了市场的增长。移动购物的便利性是推动移动商务增长的主要因素。四分之三的消费者表示他们在移动设备上购物,因为这样可以节省时间。然而,仍有改进的空间,因为 90% 的购物者认为他们的移动商务体验可以更好。移动电子商务销售额在电子商务总销售额中的份额一直在增加。预计到 2024 年将达到 60% 的市场份额,这意味着在线购物中每 5 美元中就有 3 美元将通过移动设备完成。

采用基于云的解决方案

由于几个关键优势,采用基于云的解决方案正在推动实时支付市场的发展。基于云的解决方案提供可扩展性、灵活性和成本效益,使其成为企业和金融机构的有吸引力的选择。此外,基于云的解决方案通过提供比传统本地解决方案更具成本效益和可扩展性的替代方案来提供成本效益。金融机构可以利用基于云的解决方案的可扩展性和灵活性来节省成本,从而使他们能够更有效地适应新的市场趋势和客户需求。基于云的解决方案还使能够创新并适应不断变化的需求。通过利用云计算,银行可以更轻松地推出新服务并适应不断变化的市场条件。这种灵活性和可扩展性使基于云的解决方案有助于推动支付系统的创新。

实时支付市场报告细分分析

有助于得出实时支付市场分析组件、支付类型、部署模式和最终用户的关键细分市场。

  • 根据组件,市场分为解决方案和服务。解决方案部门在 2023 年占据了更大的市场份额。
  • 根据支付类型,市场分为 P2B、B2B、P2P 和其他。 P2B 细分市场在 2023 年占据了更大的市场份额。
  • 根据部署模式,市场分为本地和云。本地细分市场在 2023 年占据了更大的市场份额。
  • 根据最终用户,市场分为零售和电子商务、BFSI、IT 和电信、旅行和旅游、政府、医疗保健、能源和公用事业。零售和电子商务细分市场在 2023 年占据了更大的市场份额。

按地区划分的实时支付市场份额分析

实时支付市场报告的地理范围主要分为五个地区:北美、亚太地区、欧洲、中东和非洲以及南美/南美和中美洲。亚太地区在 2023 年占据了实时支付市场的主导地位。预计该区域市场将在预测期内经历快速增长,复合年增长率 (CAGR) 最高。亚太地区大型和中小型企业越来越多地采用实时支付解决方案,预计将推动区域市场的增长。亚太地区的众多企业都优先考虑其业务运营的数字化,这有望推动对实时支付解决方案的需求。

实时支付市场报告范围

实时支付市场新闻和最新发展

实时支付市场通过收集一级和二级研究后的定性和定量数据进行评估,其中包括重要的公司出版物、协会数据和数据库。以下是市场发展的列表:

  • 2021 年 6 月,万事达卡公司推出了先进的实时支付网关服务 PayPort+。这一创新解决方案旨在为支付服务提供商和金融机构提供便捷且灵活的英国实时支付基础设施访问。 PayPort+ 是与 Mastercard 的子公司 Vocalink 和值得信赖的技术合作伙伴 Form3 合作开发的。

(来源:Mastercard,新闻稿,2021 年)

实时支付市场报告覆盖范围和交付成果

“实时支付市场规模和预测(2021 年和 2031 年)”报告对市场进行了详细的分析,涵盖以下领域:

  • 范围内涵盖的所有关键细分市场的全球、区域和国家/地区规模和预测
  • 市场动态,例如驱动因素、限制因素和关键机会
  • 主要未来趋势
  • 详细的 PEST/波特五力和 SWOT 分析
  • 全球和区域市场分析,涵盖关键市场趋势、主要参与者、法规和最新市场发展
  • 行业格局和竞争分析,涵盖市场集中度、热图分析、知名参与者和最新发展
  • 详细的公司简介
Report Coverage
Report Coverage

Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends

Segment Covered
Segment Covered

This text is related
to segments covered.

Regional Scope
Regional Scope

North America, Europe, Asia Pacific, Middle East & Africa, South & Central America

Country Scope
Country Scope

This text is related
to country scope.

Frequently Asked Questions


What are the future trends of the global real-time payments market?

The advent of IoT, big data, and machine learning are impacting real-time payments, which are anticipated to play a significant role in the global real-time payments market in the coming years.

What are the driving factors impacting the global real-time payments market?

Rising adoption of smartphones and access to high-speed internet to drive the real-time payments market growth.

Which are the key players holding the major market share of the real-time payments market?

The key players holding majority shares in the global real-time payments market are ACI Worldwide; FIS; Fiserv, Inc.; and Mastercard.; Worldline S.A.

  • ACI Worldwide
  • FIS
  • Fiserv, Inc. 
  • Mastercard.
  • Worldline S.A.
  • PayPal
  • Visa
  • Apple Inc.
  • Ant Group CO., Ltd.
  • Temenos SA

The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.

  1. Data Collection and Secondary Research:

As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.

Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.

  1. Primary Research:

The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.

For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.

A typical research interview fulfils the following functions:

  • Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
  • Validates and strengthens in-house secondary research findings
  • Develops the analysis team’s expertise and market understanding

Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:

  • Industry participants: VPs, business development managers, market intelligence managers and national sales managers
  • Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.

Below is the breakup of our primary respondents by company, designation, and region:

Research Methodology

Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.

  1. Data Analysis:

Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.

  • Macro-Economic Factor Analysis:

We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.

  • Country Level Data:

Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.

  • Company Profile:

The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.

  • Developing Base Number:

Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.

  1. Data Triangulation and Final Review:

The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.

We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.

We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.

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