财富管理平台市场预计将从 2021 年的 37.104 亿美元增长到 2028 年的 91.976 亿美元;预计 2021 年至 2028 年的复合年增长率为 13.8%。
财富管理平台专为规划和监控金融服务而设计,结合了税务和法律咨询、遗产规划、个人零售银行服务和投资管理。各行各业的数字化程度不断提高,金融机构不断强调系统自动化,致力于开发工作流程以简化客户的生活。金融服务提供商正在逐步实施开放应用程序接口 (API) 框架,借助银行渠道和其他数字平台提供金融服务以及第三方产品。API 允许服务提供商相互访问彼此的产品和服务。然而,传统的金融顾问正在通过采用内部平台来满足客户日益增长的需求,以响应投资者的不同偏好。财富管理平台提供各种好处,例如丰富和简化业务、通过系统自动化提高业务流程效率、遵守监管要求、服务标准化、全渠道方法和出色的用户体验。财富管理软件包括顾问前台、客户报告、绩效和风险分析、投资组合管理和多渠道客户前端模块。技术的进步提高了将人工智能和分析技术融入系统的机器人咨询的接受度。
许多行业都专注于财富管理平台的进步。各经济体的地方和联邦政府正在对财富管理活动实施强制性法规和合规性。许多提供财富管理平台的公司将主要精力集中在产品开发上,开发出先进高效的软件和解决方案。
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新冠疫情对财富管理平台市场的影响
由于政府出台了促进创新和增强基础设施能力的优惠政策,北美拥有最高的先进技术采用率。因此,影响该地区工业表现的每个因素都会阻碍其经济发展。由于 COVID-19 疫情的爆发,美国已成为世界上受灾最严重的国家,各国政府对该国的工业、商业和公共活动施加了一系列限制,以遏制疾病的传播。根据战略与国际研究中心的数据,由于 COVID-19 的影响,美国的 GDP 出现萎缩。根据世界卫生组织 (WHO) 最近的统计数据,目前,美国是世界上受 COVID-19 疫情影响最严重的国家,确诊病例和死亡人数最多。大量的 COVID 病例对该国和该地区的经济产生了负面影响。该地区经营的各个行业的整体商业活动和增长都有所下降。因此,这影响了在北美运营的主要财富管理平台市场参与者的收入。美国、加拿大和墨西哥等地的业务关闭、产品发布的取消和推迟影响了2020年财富管理平台市场的采用。
市场洞察
财富管理领域机器人顾问的采用率不断上升
金融行业不断采用先进技术,以更便宜、更高效的方式提供金融服务。这些先进和创新的技术在 2007-2008 年全球金融危机期间引起了人们的关注,当时对传统银行实施了严格的规定,而 IT 行业的创新增加了非银行和技术型金融企业扩张的动力。例如,金融行业的一些技术革命包括移动支付、ATM(自动柜员机)和使用区块链的贸易融资。财富管理服务中的技术中断包括旨在与人类顾问竞争的机器人顾问和自动化财务顾问。机器人顾问为各种目标提供投资技巧建议,例如为大笔开支储蓄、退休和保持收入流以有效处理开支。与涉及人工咨询的传统服务相比,机器人顾问管理财富服务的优势在于易于获取、价格合理,并且能够为客户提供在互联网连接的帮助下随时随地获得财务建议和处理投资的选择。机器人咨询使财富管理平台市场参与者能够以低费用提供服务,从而允许他们扩展到财富管理平台市场。
部署类型细分洞察
根据部署类型,财富管理平台市场分为云和本地。云在异地托管应用程序;因此,它被中小型组织广泛采用。云部署需要有限的资本支出,支持每日数据备份,并允许企业仅为其使用的资源付费。这项技术在众多行业中的接受度不断提高,以及对业务运营进行修改的需求不断增加,正在推动基于云的财富管理平台市场的增长。
咨询模型细分洞察
基于咨询模式的财富管理平台市场分为人工咨询、机器人咨询和混合模式。人工咨询模式制定财务战略并配置机器人咨询模式,然后根据金融工具帮助做出投资和交易决策。此操作为客户提供了数字服务的平衡,并让客户能够与人工顾问进行重要的投资选择。此外,人工顾问并不总是拥有足够快的带宽、智力或技能来消化数据,以便及时进行互动。尽管如此,这种模式可以帮助投资者处理情绪化的问题,例如决定是否支持孩子的教育或为年迈的父母安排不断上涨的医疗费用。
业务功能细分洞察
财富管理平台市场按业务功能细分为绩效管理、风险与合规管理、投资组合会计与交易管理、财务建议管理、报告等。投资组合会计是指跟踪股票投资组合中单个证券的表现,评估哪些投资可能会增加或减少,并评估投资组合以确保其符合投资者的增长预期。投资组合会计和交易管理可帮助高净值人士 (HNW) 成功安全地管理其金融资产。由于全球高净值人士数量不断增加,投资组合会计和交易管理平台的财富管理平台市场将在预测期内继续增长。
最终用户细分洞察
按照最终用户,财富管理平台市场可分为交易和交易所公司、银行、经纪公司、投资管理公司和其他公司。投资管理公司的日常工作包括将从客户那里收集的资金用于投资,并代表客户选择最佳的投资机会。所有类型的投资都与一定程度的风险因素相关,其中公司需要实现良好的投资回报,确保客户可以承受风险。投资管理公司通常会付出巨大的努力来为客户创建投资组合。由于投资复杂、市场波动、组织结构错综复杂以及运营困难,他们在管理财富方面面临着显著的挑战。
财富管理平台市场参与者专注于新产品创新和开发,通过整合先进技术和功能来与竞争对手竞争。2022 年 1 月,Broadridge Financial Solutions, Inc. 与 Santander Investment SA 合作,为西班牙市场实时提供新的西班牙发行人“黄金副本”事件通知和投票执行服务。
按照部署类型,财富管理平台市场分为云和本地。按照咨询模式,市场分为人工咨询、机器人咨询和混合。按照业务功能,财富管理平台市场分为绩效管理、风险和合规管理、投资组合会计和交易管理、财务咨询管理、报告等。按照最终用户,财富管理平台市场分为交易和交易所公司、银行、经纪公司、投资管理公司等。按照地区,全球财富管理平台市场分为北美、欧洲、亚太地区、中东和非洲以及南美。
财富管理平台市场区域洞察
Insight Partners 的分析师已详尽解释了预测期内影响财富管理平台市场的区域趋势和因素。本节还讨论了北美、欧洲、亚太地区、中东和非洲以及南美和中美洲的财富管理平台市场细分和地理位置。
- 获取财富管理平台市场的区域特定数据
财富管理平台市场报告范围
报告属性 | 细节 |
---|---|
2021 年市场规模 | 37.1亿美元 |
2028 年市场规模 | 92亿美元 |
全球复合年增长率(2021 - 2028) | 13.8% |
史料 | 2019-2020 |
预测期 | 2022-2028 |
涵盖的领域 | 按咨询模式
|
覆盖地区和国家 | 北美
|
市场领导者和主要公司简介 |
|
市场参与者密度:了解其对商业动态的影响
财富管理平台市场正在快速增长,这得益于终端用户需求的不断增长,而这些需求又源于消费者偏好的不断变化、技术进步以及对产品优势的认识不断提高等因素。随着需求的增加,企业正在扩大其产品范围,进行创新以满足消费者的需求,并利用新兴趋势,从而进一步推动市场增长。
市场参与者密度是指在特定市场或行业内运营的企业或公司的分布情况。它表明在给定市场空间中,相对于其规模或总市场价值,有多少竞争对手(市场参与者)存在。
在财富管理平台市场运营的主要公司有:
- Broadridge 金融解决方案公司
- 康马奇公司
- 金融信息服务全球
- 投资云
- Fiserv 公司
免责声明:上面列出的公司没有按照任何特定顺序排列。
- 了解财富管理平台市场顶级关键参与者概况
财富管理平台市场 – 公司简介
- Broadridge 金融解决方案公司
- 康马奇公司
- 金融信息服务全球
- 投资云
- Fiserv 公司
- InvestEdge 公司
- 简介软件公司
- SEI 投资发展有限公司
- SS&C 技术公司
- Temenos 总部 SA
- Historical Analysis (2 Years), Base Year, Forecast (7 Years) with CAGR
- PEST and SWOT Analysis
- Market Size Value / Volume - Global, Regional, Country
- Industry and Competitive Landscape
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Report Coverage
Revenue forecast, Company Analysis, Industry landscape, Growth factors, and Trends
Segment Covered
This text is related
to segments covered.
Regional Scope
North America, Europe, Asia Pacific, Middle East & Africa, South & Central America
Country Scope
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to country scope.
Frequently Asked Questions
In 2020, North America held the largest market share of 36.9% in 2020, followed by Europe and APAC.
Which are the major companies in the wealth management platform market?
The major companies in wealth management platform includes Blackrock, Vanguard, UBS, Fidelity Investment and State Street Global Advisors.
The human advisory segment led the wealth management platform with a market share of 51.0% in 2020. It is expected to account for 43.4% of the total market in 2028. The human advisory model develops the financial strategy and configures the robo-advisory model, which then aids in decisions regarding investments and deals based on financial instruments. This operation provides customers with a balance of digital services and access to a human advisor for important investment choices. Furthermore, human advisors do not always have the bandwidth, intellect, or skill to digest data quickly enough to deliver timely interactions. Nevertheless, this model assists investors in dealing with emotionally charged issues, such as deciding whether to support a child's education or arrange for rising healthcare costs for elderly parents.
The portfolio accounting and trading management segment led the wealth management platform with a market share of 35.1% in 2020. Portfolio accounting refers to tracking the performance of individual securities in a stock portfolio, evaluating which investments might be increased or decreased, and assessing the portfolio to ensure that it meets the investor's growth expectations. Portfolio accounting and trade management assists high-net-worth (HNW) people in successfully and safely managing their financial assets. Due to the rising number of high-net-worth people worldwide, the market for portfolio accounting, and trade management platforms would continue to grow during the forecast period.
Long-term financial planning is a procedure of aligning the financial capacity of an individual with long-term service goals by financial forecasting. Different governments globally have an overall long-term financial planning process that encourages the discussion of a long-range perspective used by decision-makers. Wealth management tools help minimize financial difficulties by generating long-term and strategic thinking. They are essential for effective communication with external and internal stakeholders. Adoption of Al and analytics provides the analysis phase to provide information that aids in the strategizing and planning. The analysis phase comprises financial and forecasts analysis, often associated with long-term financial planning. It also involves information gathering, trend forecasting, and analysis. These analyses create awareness about long-term financial planning among the masses, which would create lucrative opportunities for the wealth management platform market during the forecast period.
Continual increase in the billionaire population across the globe boosts the number of high-net-worth people (HNWIS) in the region. Asia has nearly the same number of HNWIs as Europe, but Asia is expected to be the fastest-growing HNW area in the next five years, according to Wealth-X. Singapore and Hong Kong are projected to be the region's primary hubs and other nations would import or establish services for HNWs in the region. The regional development and professionalization of services in China are growing at a high pace with the help of government regulations to take benefit from wealth management platform. As per Knight Frank's 13th edition of The Wealth Report, the number of billionaires in APAC is estimated to increase by 27%, exceeding the number of billionaires present in North America (17%) and Europe (18%) in the next four years. As per Knight Frank's forecasts, 8 out of the top 10 countries, by future growth, are in Asia, with Ukraine and Romania taking the remaining spots. India is at the forefront with 39% growth in the number of HNWIs, followed by the Philippines (38%) and China (35%). Independent wealth managers deal explicitly with tax, risk management, and estate planning for managing the wealth of their HNWI customers. Thus, the rising number of HNWI plays a vital role in the growth of the wealth management platform market globally.
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The List of Companies - Wealth Management Platform Market
- Broadridge Financial Solutions, Inc.
- Comarch SA
- FIS Global
- InvestCloud
- Fiserv, Inc.
- InvestEdge, Inc.
- Profile Software S.A.
- SEI Investments Developments, Inc.
- SS&C Technologies, Inc.
- Temenos Headquarters SA
The Insight Partners performs research in 4 major stages: Data Collection & Secondary Research, Primary Research, Data Analysis and Data Triangulation & Final Review.
- Data Collection and Secondary Research:
As a market research and consulting firm operating from a decade, we have published and advised several client across the globe. First step for any study will start with an assessment of currently available data and insights from existing reports. Further, historical and current market information is collected from Investor Presentations, Annual Reports, SEC Filings, etc., and other information related to company’s performance and market positioning are gathered from Paid Databases (Factiva, Hoovers, and Reuters) and various other publications available in public domain.
Several associations trade associates, technical forums, institutes, societies and organization are accessed to gain technical as well as market related insights through their publications such as research papers, blogs and press releases related to the studies are referred to get cues about the market. Further, white papers, journals, magazines, and other news articles published in last 3 years are scrutinized and analyzed to understand the current market trends.
- Primary Research:
The primarily interview analysis comprise of data obtained from industry participants interview and answers to survey questions gathered by in-house primary team.
For primary research, interviews are conducted with industry experts/CEOs/Marketing Managers/VPs/Subject Matter Experts from both demand and supply side to get a 360-degree view of the market. The primary team conducts several interviews based on the complexity of the markets to understand the various market trends and dynamics which makes research more credible and precise.
A typical research interview fulfils the following functions:
- Provides first-hand information on the market size, market trends, growth trends, competitive landscape, and outlook
- Validates and strengthens in-house secondary research findings
- Develops the analysis team’s expertise and market understanding
Primary research involves email interactions and telephone interviews for each market, category, segment, and sub-segment across geographies. The participants who typically take part in such a process include, but are not limited to:
- Industry participants: VPs, business development managers, market intelligence managers and national sales managers
- Outside experts: Valuation experts, research analysts and key opinion leaders specializing in the electronics and semiconductor industry.
Below is the breakup of our primary respondents by company, designation, and region:
Once we receive the confirmation from primary research sources or primary respondents, we finalize the base year market estimation and forecast the data as per the macroeconomic and microeconomic factors assessed during data collection.
- Data Analysis:
Once data is validated through both secondary as well as primary respondents, we finalize the market estimations by hypothesis formulation and factor analysis at regional and country level.
- Macro-Economic Factor Analysis:
We analyse macroeconomic indicators such the gross domestic product (GDP), increase in the demand for goods and services across industries, technological advancement, regional economic growth, governmental policies, the influence of COVID-19, PEST analysis, and other aspects. This analysis aids in setting benchmarks for various nations/regions and approximating market splits. Additionally, the general trend of the aforementioned components aid in determining the market's development possibilities.
- Country Level Data:
Various factors that are especially aligned to the country are taken into account to determine the market size for a certain area and country, including the presence of vendors, such as headquarters and offices, the country's GDP, demand patterns, and industry growth. To comprehend the market dynamics for the nation, a number of growth variables, inhibitors, application areas, and current market trends are researched. The aforementioned elements aid in determining the country's overall market's growth potential.
- Company Profile:
The “Table of Contents” is formulated by listing and analyzing more than 25 - 30 companies operating in the market ecosystem across geographies. However, we profile only 10 companies as a standard practice in our syndicate reports. These 10 companies comprise leading, emerging, and regional players. Nonetheless, our analysis is not restricted to the 10 listed companies, we also analyze other companies present in the market to develop a holistic view and understand the prevailing trends. The “Company Profiles” section in the report covers key facts, business description, products & services, financial information, SWOT analysis, and key developments. The financial information presented is extracted from the annual reports and official documents of the publicly listed companies. Upon collecting the information for the sections of respective companies, we verify them via various primary sources and then compile the data in respective company profiles. The company level information helps us in deriving the base number as well as in forecasting the market size.
- Developing Base Number:
Aggregation of sales statistics (2020-2022) and macro-economic factor, and other secondary and primary research insights are utilized to arrive at base number and related market shares for 2022. The data gaps are identified in this step and relevant market data is analyzed, collected from paid primary interviews or databases. On finalizing the base year market size, forecasts are developed on the basis of macro-economic, industry and market growth factors and company level analysis.
- Data Triangulation and Final Review:
The market findings and base year market size calculations are validated from supply as well as demand side. Demand side validations are based on macro-economic factor analysis and benchmarks for respective regions and countries. In case of supply side validations, revenues of major companies are estimated (in case not available) based on industry benchmark, approximate number of employees, product portfolio, and primary interviews revenues are gathered. Further revenue from target product/service segment is assessed to avoid overshooting of market statistics. In case of heavy deviations between supply and demand side values, all thes steps are repeated to achieve synchronization.
We follow an iterative model, wherein we share our research findings with Subject Matter Experts (SME’s) and Key Opinion Leaders (KOLs) until consensus view of the market is not formulated – this model negates any drastic deviation in the opinions of experts. Only validated and universally acceptable research findings are quoted in our reports.
We have important check points that we use to validate our research findings – which we call – data triangulation, where we validate the information, we generate from secondary sources with primary interviews and then we re-validate with our internal data bases and Subject matter experts. This comprehensive model enables us to deliver high quality, reliable data in shortest possible time.